516 River Dr, Belvidere, IL 61008 Property Records

Boone County property record for 516 River Dr, Belvidere, IL 61008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,634 sqft · built 1900
Lot Size0.439 acres (19,110 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Sep 2022)
Tax Bill$3,902 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-26-455-028

Property Details

APN / Parcel Number

Primary APN05-26-455-028
Alternative APN
  • 05-05-26-455-028

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
Gross Area2,287 sqft
1st Floor Area2,287 sqft
Basement Area653 sqft
Unfinished Basement653 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1982
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,110 sqft (0.439 acres)
Lot Dimensions210 ft deep x 91 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Account Number05-05-26-455-028
Street Address516 RIVER DR
CityBELVIDERE
StateIL
Zip61008-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description26-44-3 BLODGETT SUB REPLAT OF LOTS 16 THRU 19 & PT LOT 15; LOT 2 SE 93.03 SW 221.89 NW 90 NE 198 516 RIVER DR
Legal SubdivisionBLODGETT SUB
Legal Lot Number16,19
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group3
Census Block3012
Census Tract10102

Owner

Source: Boone County records · APN 05-26-455-028

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address516 RIVER DR, BELVIDERE, IL 61008-3408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2026Deed of Trust, Mortgage
HUD
Sep 19, 2022Warranty Deed, Transfer · FHA Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Prior SaleJul 20, 2011 · Amount on Record
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address516 RIVER DR, BELVIDERE, IL 61008-3408
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2026R00973
DateMar 09, 2026
Instrument2026R00973
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term312 Months
DueOct 01, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE IL
Recording DateSep 19, 2022
Property Address516 RIVER DR, BELVIDERE, IL 61008-3408
Document Number2022R05204
Instrument DateSep 15, 2022
Instrument2022R05204
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$217.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16779 N US HIGHWAY 51, DE SOTO, IL 62924-3085

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 BECKY CT, BELVIDERE, IL 61008-3094

Mortgage

Document Number2022R05205
DateSep 19, 2022
Instrument2022R05205
Lender
NameGREENSTATE CU
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate5.25%

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,902.00 (+10.63%) Homeowner's exemption$54,995 (+12.82%) Land $2,804 Building $52,191$164,985 (+12.82%) Land $8,412 Building $156,573
2024$48,745 (+104.62%) Land $2,804 Building $45,941$146,235 (+104.62%) Land $8,412 Building $137,823
2022$3,527.00$23,822 Land $4,392 Building $19,430$71,466 Land $13,176 Building $58,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 345 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBELVIDERE
serves 25,339 people
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on River Dr

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