528 Ridge Acres Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 528 Ridge Acres Dr, Winter Haven, FL 33880

Property Summary

Property Type	Mobile Home
Details	1,056 sqft · built 1985
Lot Size	0.966 acres (42,092 sqft)
Owner	2 Individual Names on Record
Tax Bill	$567 (2025)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-29-28-691001-000130`

Property Details

APN / Parcel Number

Primary APN	`26-29-28-691001-000130`
Alternative APNs	`282926691001000130` `82926000`

Interior

Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Lot Area	42,092 sqft (0.966 acres)
Lot Dimensions	420 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	2,000 sqft
Carport	Carport
Carport Area	2,000 sqft
Porch	Porch

Location & Zoning

Street Address	528 RIDGE ACRES DR
City	WINTER HAVEN
State	FL
Zip	33880-6140
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	RIDGE ACRES PB 91 PG 38 LOT 13
Legal Range	26E
Legal Township	29S
Legal Section	28
Legal Subdivision	RIDGE ACRES
Legal Tract	691001
Legal Block	4
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4050
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2010
Deed Sale	Mar 17, 2010
Prior Sale	Dec 31, 1997 · Amount on Record
Deed Document Number	201042600
Deed Book / Page	8097 / 65
Last Transfer Date	Jan 25, 2021
Transfer Doc	0000020870
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jan 27, 2021
Property Address	528 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6140
Document Number	0115532297
Book / Page	011553 / 002297
Instrument Date	Jan 25, 2021
Instrument	20870
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 RIDGE ACRES DR WINTER HAVEN FL 338806140, WINTER HAVEN, FL 33880-6140

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,662 (+4.87%)	$92,710 (+5.7%) Land $25,765 Building $66,945
2025	$567.00 (-40.75%) Homeowner's exemption	$60,707 (+15.16%)	$87,710 (+19.12%) Land $25,765 Building $61,945
2023	$957.00 (+7.41%) Homeowner's exemption	$52,715 (+7.37%)	$73,630 (+9.37%) Land $19,365 Building $54,265
2022	$891.00 Homeowner's exemption	$49,097	$67,320 Land $16,357 Building $50,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20