Polk County property record for 526 Ridge Acres Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,502 sqft · built 2019 |
| Lot Size | 0.978 acres (42,597 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,768 (2025) |
| Deeds & Mortgages | Feb 2019 Construction Loan Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-28-691001-000120 |
| Primary APN | 26-29-28-691001-000120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 1,927 sqft |
| 1st Floor Area | 1,502 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 42,597 sqft (0.978 acres) |
| Lot Dimensions | 425 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 128 sqft |
| Street Address | 526 RIDGE ACRES DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PB 91 PG 38 LOT 12 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES |
| Legal Tract | 691001 |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 510 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6140 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage MIDFLORIDA CU ISAOA |
| Mar 1, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2008 |
| Deed Sale | Sep 23, 2008 |
| Prior Sale | Feb 3, 2006 · Amount on Record |
| Deed Document Number | 2008161350 |
| Deed Book / Page | 7724 / 324 |
| Last Transfer Date | Mar 1, 2018 |
| Transfer Doc | 0000045941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 526 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6140 |
| Document Number | 0107600479 |
| Book / Page | 010760 / 000479 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 37923 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 12, 2019 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 510 RIDGE ACRES DR WINTER HAVEN FL 338806140, WINTER HAVEN, FL 33880-6140 |
| Document Number | 107600479 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 010760/000479 |
| Instrument | 37923 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 1, 2018 |
| Property Address | 526 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6140 |
| Document Number | 0104102270 |
| Book / Page | 010410 / 002270 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 45941 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 RIDGE ACRES DR WINTER HAVEN FL 338806140, WINTER HAVEN, FL 33880-6140 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,224 (+6.18%) Land $26,165 Building $195,059 | $221,224 (-0.58%) Land $26,165 Building $195,059 | |
| 2025 | $2,768.00 (-8.74%) | $208,344 (-8.49%) | $222,512 (-2.26%) Land $26,165 Building $196,347 |
| 2023 | $3,033.00 (+9.89%) | $227,662 (+14.16%) Land $19,665 Building $207,997 | $227,662 (+14.16%) Land $19,665 Building $207,997 |
| 2022 | $2,760.00 | $199,420 Land $16,610 Building $182,810 | $199,420 Land $16,610 Building $182,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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