527 Ridge Acres Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 527 Ridge Acres Dr, Winter Haven, FL 33880

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 1996
Lot Size	0.807 acres (35,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,700 (Nov 2006)
Tax Bill	$343 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-28-691001-000340`

Property Details

APN / Parcel Number

Primary APN	`26-29-28-691001-000340`
Alternative APNs	`282926691001000340` `82926000`

Interior

Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Lot Area	35,166 sqft (0.807 acres)
Lot Dimensions	252 ft deep x 140 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Patio Area	100 sqft
Shed	1 Shed

Location & Zoning

Street Address	527 RIDGE ACRES DR
City	WINTER HAVEN
State	FL
Zip	33880-6162
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	RIDGE ACRES PB 91 PG 38 LOT 34
Legal Range	26E
Legal Township	29S
Legal Section	28
Legal Subdivision	RIDGE ACRES
Legal Tract	691001
Legal Block	4
Legal Lot Number	34
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4050
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2006 · Amount on Record
Deed Sale	Nov 2, 2006 · Amount on Record
Prior Sale	May 30, 1995 · Amount on Record
Deed Document Number	2006266568
Deed Book / Page	7038 / 191
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	May 12, 2026
Property Address	527 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6162
Document Number	0000113474
Book / Page	13995 / 101
Instrument Date	May 11, 2026
Instrument	2026113474
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 RIDGE ACRES DR, WINTER HAVEN, FL 33880-6162

Mortgage

Document Number	0000113474,
Date	May 12, 2026
Book Page	13995/101
Instrument	2026113474

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,283 (+2.7%)	$130,221 (-1.28%) Land $32,400 Building $97,821
2025	$343.00 (-64.64%) Homeowner's exemption	$53,830 (+5.99%)	$131,908 (+12.72%) Land $32,400 Building $99,508
2024	$970.00 (+18.15%)
2023	$821.00 (+5.12%) Homeowner's exemption	$50,789 (+3%)	$117,019 (+7.65%) Land $24,300 Building $92,719
2022	$781.00 Homeowner's exemption	$49,310	$108,700 Land $20,493 Building $88,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20