528 Main St E, Saint Stephen, MN 56375 Property Records

Stearns County property record for 528 Main St E, Saint Stephen, MN 56375 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail > Auto Repair, Garage
Year Built	Built 1985
Square Footage	5,656 sqft Living Area
Lot Size	63,162 sqft (1.45 acres)
Last Sale	$299,900 (2024)
Tax Bill	$2,956.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`90-55878-0000`

Interior

Building Area	5,656 sqft Living Area
Gross Area	1,800 sqft Gross Area
1st Floor	5,656 sqft 1st Floor

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Flat Roof Construction
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	63,162 sqft (1.45 acres)
Total Buildings	5 Total Buildings

Utilities and HVAC

Heating System	Space Heating

Location & Zoning

Street Address	528 MAIN ST E
City	SAINT STEPHEN
State	MN
Zip	56375-9609
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Auto Repair, Garage
Legal Description	1.45 A. N 262' OF E 242' OF NE4NE4 CITY OF ST STEPHEN SECTION 25 TOWNSHIP 126 RANGE 029 SECTION 25 TOWNSHIP 126 RANGE 029
Legal Range	29W
Legal Township	126
Legal Section	25
Jurisdiction	STEARNS MN
Minor Civil Division	ST. STEPHEN
Census Blockgroup	1
Census Block	1035
Census Tract	10200

Owner

Source: Stearns County records · APN 90-55878-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2217 ROOSEVELT RD, SAINT CLOUD, MN 56301-5161
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Doc Number	20241617842
Record Refreshed	Jun 08, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	May 08, 2020
Property Address	528 MAIN ST E, SAINT STEPHEN, MN 56375-9609
Document Number	00A1568557
Instrument Date	Feb 05, 2020
Instrument	A1568557
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 6TH AVE, SAINT STEPHEN, MN 56375

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Stephen City
Unified School District	Sartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,956.00 (+15.02%)
2025		$163,300 (+7.86%) Land $43,600 Building $119,700	$163,300 (+7.86%) Land $43,600 Building $119,700
2023	$2,570.00	$151,400 Land $43,600 Building $107,800	$151,400 Land $43,600 Building $107,800

Flood & Wildfire

528 Main St E is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 34th percentile of exposed land nationally · 60th in Minnesota
Wildfire Likelihood	Low — about 1 in 2,941 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.