409 Main St E, Saint Stephen, MN 56375 Property Records

Stearns County property record for 409 Main St E, Saint Stephen, MN 56375 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,302 sqft Living Area
Lot Size	48,352 sqft (1.11 acres)
Occupancy	Owner Occupied
Tax Bill	$2,270.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`90-55849-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,302 sqft Living Area
Gross Area	1,330 sqft Gross Area
1st Floor	561 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	48,352 sqft (1.11 acres)
Depth X Width	260 ft x 186 ft Depth x Width
Shed	1 Shed
Shed Area	560 sqft Shed
Poultry House	384 sqft Poultry House

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	409 MAIN ST E
City	SAINT STEPHEN
State	MN
Zip	56375-4602
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.11 A. S260' OF E186.35' O OF W988.73' OF SE4SE4 CITY OF ST STEPHEN SECTION 24 TOWNSHIP 126 RANGE 029 STEPHEN SECTION 24
Legal Range	29W
Legal Township	126
Legal Section	24
Jurisdiction	STEARNS MN
Minor Civil Division	ST. STEPHEN
Census Blockgroup	1
Census Block	1017
Census Tract	10200

Owner

Source: Stearns County records · APN 90-55849-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 MAIN ST E, SAINT STEPHEN, MN 56375-4602
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 03, 2014
Transfer Doc	0000565201
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Stephen City
Unified School District	Sartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,270.00 (+6.07%)	$194,600 (+4.12%) Land $83,300 Building $111,300	$194,600 (+4.12%) Land $83,300 Building $111,300
2025		$186,900 (+2.58%) Land $77,900 Building $109,000	$186,900 (+2.58%) Land $77,900 Building $109,000
2023	$2,140.00	$182,200 Land $77,800 Building $104,400	$182,200 Land $77,800 Building $104,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 34th percentile nationally · 60th in Minnesota
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.