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405 Main St E, Saint Stephen, MN 56375 Property Records

Stearns County property record for 405 Main St E, Saint Stephen, MN 56375 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1972
Square Footage919 sqft Living Area
Lot Size57,499 sqft (1.32 acres)
OccupancyOwner Occupied
Last Sale$108,000 (2019)
Tax Bill$2,492.00 (2026)

Property Details

APN / Parcel Number

Primary APN90-55843-0000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area919 sqft Living Area
Gross Area1,265 sqft Gross Area
1st Floor864 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area57,499 sqft (1.32 acres)
Depth X Width257 ft x 221 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Lean-To396 sqft Lean-To

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address405 MAIN ST E
CitySAINT STEPHEN
StateMN
Zip56375-4602
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.32 A. P/O SE4SE4 COM AT SE COR OF SE4 - N89D W ON S LN 525.26' TO POB - N89D W 257.88 - NW 221.03 - S89D W 257.88' - NW
Legal Range29W
Legal Township126
Legal Section24
JurisdictionSTEARNS MN
Minor Civil DivisionST. STEPHEN
Census Blockgroup1
Census Block1017
Census Tract10200

Owner

Source: Stearns County records · APN 90-55843-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 MAIN ST E, SAINT STEPHEN, MN 56375-4602
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2020Quit Claim Deed, Transfer
Quitclaim Document
Mar 01, 2019Warranty Deed, Transfer
Nov 20, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2019 · Amount on Record
Deed SaleMar 01, 2019 · Amount on Record
Prior SaleNov 20, 2017 · Amount on Record
Deed Doc Number20191539105
Last Transfer DateJun 22, 2020
Transfer Doc00A1573981
Record RefreshedJun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateJul 09, 2020
Property Address405 MAIN ST E, SAINT STEPHEN, MN 56375-4602
Document Number00A1573981
Instrument DateJun 22, 2020
InstrumentA1573981
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MAIN ST E, SAINT STEPHEN, MN 56375-4602

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateMar 01, 2019
Property Address405 MAIN ST E, SAINT STEPHEN, MN 56375-4602
Document Number00A1539105
Instrument DateFeb 22, 2019
InstrumentA1539105
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 MAIN ST E, SAINT STEPHEN, MN 56375-4602

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateNov 20, 2017
Property Address405 MAIN ST E, SAINT STEPHEN, MN 56375-4602
Document Number00A1509384
Instrument DateNov 09, 2017
InstrumentA1509384
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 MAIN ST E, SAINT STEPHEN, MN 56375-4602

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Stephen City
Unified School DistrictSartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,492.00 (+3.83%)
2025$227,300 (+3.51%) Land $81,400 Building $145,900$227,300 (+3.51%) Land $81,400 Building $145,900
2023$2,400.00$219,600 Land $81,400 Building $138,200$219,600 Land $81,400 Building $138,200

Flood & Wildfire

405 Main St E is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 60th in Minnesota
Wildfire LikelihoodLow — about 1 in 2,941 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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