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528 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 528 Gorham St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,495 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Jan 2019)
Tax Bill$4,058 (2025)
Deeds & MortgagesNov 2019 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNF05740

Property Details

APN / Parcel Number

Primary APNF05740
Alternative APNs
  • LOWE M:182 B:2675 L:528
  • M:000182 T:F05740

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,495 sqft Living Area
Gross Area2,479 sqft
1st Floor Area900 sqft
Basement Area560 sqft
Unfinished Basement560 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberF05740
Street Address528 GORHAM ST
CityLOWELL
StateMA
Zip01852-4021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block2675
Legal Lot Number528
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2005
Census Tract312000

Owner

Source: Middlesex County and Lowell City records · APN F05740

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address528 GORHAM ST, LOWELL, MA 01852-4021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Deed of Trust, Mortgage · Conventional with PMI
MORTGAGE EQUITY PTRS
Jan 04, 2019Quit Claim Deed, Transfer · FHA Mortgage
MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 04, 2019 · Amount on Record
Deed SaleJan 04, 2019 · Amount on Record
Deed Document Number2019610
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address528 GORHAM ST, LOWELL, MA 01852-4021
Document Number33594-196
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 GORHAM ST LOWELL MA 018524021, LOWELL, MA 01852-4021

Mortgage

Document Number33594-196
DateNov 25, 2019
Book Page033594/000196
Instrument52714
Lender
NameMORTGAGE EQUITY PTRS
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 04, 2019
Property Address528 GORHAM ST, LOWELL, MA 01852-4021
Document Number32689-247
Book / Page032689 / 000247
Instrument DateNov 29, 2018
Instrument610
Transaction TypeTransfer
Record UpdatedJan 22, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$798.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 GORHAM ST LOWELL MA 018524021, LOWELL, MA 01852-4021

Mortgage

Document Number32689-251
DateJan 04, 2019
Book Page032689/000251
Instrument611
Lender
NameMORTGAGE EQUITY PTRS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 03, 2049

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,058.00 (+3.73%)$353,500 (+7.61%) Land $113,200 Building $240,300$332,025 (+27.18%)
2024$3,912.00 (+5.99%)$328,500 (+10.53%) Land $102,100 Building $226,400$261,060
2023$3,691.00$297,200 Land $88,800 Building $208,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 744 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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