Middlesex County and Lowell City property record for 492 Gorham St, Lowell, MA 01852
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 3.5 ba · 4,884 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $705,000 (Dec 2021) |
| Tax Bill | $9,094 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M12270 |
| Primary APN | M12270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 18 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 4,884 sqft Living Area |
| Gross Area | 7,521 sqft |
| 1st Floor Area | 2,045 sqft |
| Basement Area | 2,045 sqft |
| Unfinished Basement | 2,045 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | M12270 |
|---|---|
| Street Address | 492 GORHAM ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-4020 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TTF |
| Legal Block | 2675 |
| Legal Lot Number | 492 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 312000 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 494 GORHAM ST, LOWELL, MA 01852-4020 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2021 | Quit Claim Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Feb 5, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage METRO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on Record |
| Deed Sale | Dec 1, 2021 · Amount on Record |
| Prior Sale | Feb 5, 2018 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 1, 2021 |
| Property Address | 492 GORHAM ST, LOWELL, MA 01852-4020 |
| Document Number | 202100314193 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 202100314193 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 GORHAM ST, LOWELL, MA 01852-4020 |
| Document Number | 202100314194 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 202100314194 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 5, 2018 |
| Property Address | 492 GORHAM ST, LOWELL, MA 01852-4020 |
| Document Number | 0000295165 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 295165 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,823.54 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 492 GORHAM ST LOWELL MA 018524020, LOWELL, MA 01852-4020 |
| Document Number | 295166 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 295166 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2048 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $9,094.00 (+4.38%) | $801,200 (+5.57%) Land $127,200 Building $674,000 |
| 2025 | $8,712.00 (+5.43%) | $758,900 (+9.38%) Land $118,900 Building $640,000 |
| 2024 | $8,263.00 (+1.69%) | $693,800 (+6.04%) Land $107,300 Building $586,500 |
| 2023 | $8,126.00 | $654,300 Land $93,300 Building $561,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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