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522 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 522 Gorham St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,358 sqft · built 1910
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$267,000 (Feb 2023)
Tax Bill$3,992 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNP09010

Property Details

APN / Parcel Number

Primary APNP09010
Alternative APNs
  • LOWE M:182 B:2675 L:522
  • M:000182 T:P09010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,358 sqft Living Area
Gross Area1,800 sqft
1st Floor Area760 sqft
Basement Area520 sqft
Unfinished Basement520 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberP09010
Street Address522 GORHAM ST
CityLOWELL
StateMA
Zip01852-4020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block2675
Legal Lot Number522
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2005
Census Tract312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address522 GORHAM ST, LOWELL, MA 01852-4020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MSA LENDING LLC
Mar 3, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MSA LENDING LLC
Oct 16, 2019Quit Claim Deed, Transfer
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2023 · Amount on Record
Deed SaleFeb 28, 2023 · Amount on Record
Prior SaleMar 3, 2020 · Amount on Record
Deed Book / Page37700 / 84
Record UpdatedOct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateFeb 28, 2023
Property Address522 GORHAM ST, LOWELL, MA 01852-4020
Document Number0037700-84
Book / Page37700 / 84
Instrument DateFeb 28, 2023
Instrument5364
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 GORHAM ST, LOWELL, MA 01852-4020
InvestorPossibly a Property Investor

Mortgage

Document Number0000005365
DateFeb 28, 2023
Instrument5365
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 3, 2020
Property Address522 GORHAM ST, LOWELL, MA 01852-4020
Document Number33884-162
Book / Page33884 / 162
Instrument DateMar 2, 2020
Instrument9459
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 GORHAM ST, LOWELL, MA 01852-4020

Mortgage

Document Number9460
DateMar 3, 2020
Instrument9460
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 16, 2019
Property Address522 GORHAM ST, LOWELL, MA 01852-4020
Document Number33452-158
Book / Page033452 / 000158
Instrument DateOct 10, 2019
Instrument44960
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$319.20
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address62 LONGVIEW RD BROCKTON MA 023015638, BROCKTON, MA 02301-5638

Mortgage

Document Number33452-160
DateOct 16, 2019
Book Page033452/000160
Instrument44961
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,992.00 (+9.91%)$351,700 (+11.16%) Land $118,900 Building $232,800$351,395 (+16.65%)
2025$3,632.00 (+3.77%)$316,400 (+7.66%) Land $111,100 Building $205,300$301,245 (+12.93%)
2024$3,500.00 (+6.19%)$293,900 (+10.74%) Land $100,300 Building $193,600$266,760
2023$3,296.00$265,400 Land $87,200 Building $178,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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