528 Cedar Arbor Ct, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 528 Cedar Arbor Ct, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2007
Square Footage	3,799 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$57,000 (2015)
Tax Bill	$5,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`103203-0430`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Building Area	3,799 sqft Living Area
Gross Area	4,693 sqft Gross Area
1st Floor	1,703 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	404 sqft Garage
Porch Area	540 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	528 CEDAR ARBOR CT
City	SAINT AUGUSTINE
State	FL
Zip	32084-6520
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	57/19-28 HERITAGE PARK PARCELS D-1 & D-2 LOT 43 OR3881/120
Legal Range	29E
Legal Township	07S
Legal Section	51
Legal Subdivision	HERITAGE PARK PARCELS D-1 & D-2
Legal Block	3
Legal Lot Number	43
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3011
Census Tract	20903

Owner

Source: St. Johns County records · APN 103203-0430

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	528 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Prior Sale	May 19, 2014 · Amount on Record
Deed Doc Number	201574381
Deed Book / Page	4115 / 1351
Record Refreshed	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	528 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044350791
Date	Sep 18, 2017
Book Page	4435/0791
Instrument	2017063259

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,129 (+2.7%)	$491,877 (-0.53%) Land $95,000 Building $396,877
2025	$5,640.00 (+11.62%) Homeowner's exemption	$315,608 (+5.99%)	$494,476 (-2.37%) Land $85,000 Building $409,476
2024	$5,053.00 (+3.76%)
2023	$4,870.00 (+2.14%) Homeowner's exemption	$297,780 (+3%)	$506,497 (-0.6%) Land $105,000 Building $401,497
2022	$4,768.00 Homeowner's exemption	$289,107	$509,550 Land $91,840 Building $417,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.