St. Johns County property record for 521 Cedar Arbor Ct, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,216 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $525,000 (2026) |
| Tax Bill | $5,330.00 (2025) |
| Primary APN | 103203-0460 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 3,216 sqft Living Area |
| Gross Area | 3,692 sqft Gross Area |
| 1st Floor | 1,896 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 476 sqft Garage |
| Patio Area | 1,168 sqft Patio |
| Porch Area | 308 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 521 CEDAR ARBOR CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 57/19-28 HERITAGE PARK PARCELS D-1 & D-2 LOT 46 OR6308/1206 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 51 |
| Legal Subdivision | HERITAGE PARK PARCELS D-1 & D-2 |
| Legal Block | 3 |
| Legal Lot Number | 46 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 20903 |
Source: St. Johns County records · APN 103203-0460
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage RIGHT START MORTGAGE INC |
| Jan 29, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS LLC |
| Feb 03, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Jan 10, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| May 18, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Dec 11, 2013 · Amount on Record |
| Deed Doc Number | 202614006 |
| Deed Book / Page | 6308 / 1206 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 521 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Document Number | 0061050680 |
|---|---|
| Date | Feb 27, 2025 |
| Book Page | 6105/680 |
| Instrument | 2025015400 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 19, 2026 |
| Property Address | 521 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Document Number | 0063081206 |
| Book / Page | 6308 / 1206 |
| Map Reference | MB 57 PG 19-28 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 2026014006 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | ALL CTRL FLORIDA TITLE LLC, ALL FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 POINDEXTER LN, PALM COAST, FL 32164-6738 |
| Name | Verified Name |
|---|---|
| Address | 521 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Document Number | 0063081208 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 6308/1208 |
| Name | RIGHT START MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051650563 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 5165/563 |
| Instrument | 2021010373 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Document Number | 0048790238 |
| Instrument Date | Feb 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 521 CEDAR ARBOR CT ST AUGUSTINE FL 320846520, ST AUGUSTINE, FL 32084-6520 |
| Document Number | 0048790238 |
|---|---|
| Date | Feb 07, 2020 |
| Book Page | 004879/000238 |
| Instrument | 9799 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Document Number | 0046670953 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 521 CEDAR ARBOR CT ST AUGUSTINE FL 320846520, ST AUGUSTINE, FL 32084-6520 |
| Document Number | 0046670953 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 004667/000953 |
| Instrument | 3128 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Document Number | 0043791581 |
| Book / Page | 004379 / 001581 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 521 CEDAR ARBOR CT ST AUGUSTINE FL 320846520, ST AUGUSTINE, FL 32084-6520 |
| Document Number | 0043791581 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 004379/001581 |
| Instrument | 36554 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,596 (+2.7%) | $493,813 (+1.62%) Land $95,000 Building $398,813 | |
| 2025 | $5,330.00 (+11.67%) Homeowner's exemption | $292,693 (+2.9%) | $485,962 (-2.77%) Land $85,000 Building $400,962 |
| 2024 | $4,773.00 (+3.9%) Homeowner's exemption | $284,444 (+3%) | $499,786 (+2.97%) Land $95,000 Building $404,786 |
| 2023 | $4,594.00 (+2.13%) Homeowner's exemption | $276,159 (+3%) | $485,365 (+0.05%) Land $105,000 Building $380,365 |
| 2022 | $4,498.00 Homeowner's exemption | $268,116 | $485,117 Land $91,840 Building $393,277 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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