St. Johns County property record for 520 Cedar Arbor Ct, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,297 sqft Living Area |
| Lot Size | 11,325 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2025) |
| Tax Bill | $6,653.00 (2025) |
| Primary APN | 103203-0410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 2,731 sqft Gross Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,325 sqft (0.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 434 sqft Garage |
| Pool Area | 338 sqft Pool |
| Patio Area | 405 sqft Patio |
| Porch Area | 263 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 520 CEDAR ARBOR CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 57/19-28 HERITAGE PARK PARCELS D-1 & D-2 LOT 41 OR6096/214 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 51 |
| Legal Subdivision | HERITAGE PARK PARCELS D-1 & D-2 |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 20903 |
Source: St. Johns County records · APN 103203-0410
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 27, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE EQUITY PTRS |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Prior Sale | May 27, 2020 · Amount on Record |
| Deed Doc Number | 202510135 |
| Deed Book / Page | 6096 / 214 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 27, 2020 |
| Property Address | 520 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Document Number | 0049491258 |
| Book / Page | 004949 / 001258 |
| Instrument Date | May 22, 2020 |
| Instrument | 40060 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,274.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2457 CENTERGATE DR #203 MIRAMAR FL 330257226, 203, MIRAMAR, FL 33025-7226 |
| Document Number | 49491260 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 004949/001260 |
| Instrument | 40061 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | APO, AE 09140 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 520 CEDAR ARBOR CT, SAINT AUGUSTINE, FL 32084-6520 |
| Document Number | 0044330146 |
| Book / Page | 004433 / 000146 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 520 CEDAR ARBOR CT ST AUGUSTINE FL 320846520, ST AUGUSTINE, FL 32084-6520 |
| Document Number | 0044330146 |
|---|---|
| Date | Sep 07, 2017 |
| Book Page | 004433/000146 |
| Instrument | 61971 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 06, 2032 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,967 (+1.66%) Land $95,000 Building $301,967 | $396,967 (+1.66%) Land $95,000 Building $301,967 | |
| 2025 | $6,653.00 (+4.48%) Homeowner's exemption | $390,498 (-3.08%) | $390,498 (-3.08%) Land $85,000 Building $305,498 |
| 2024 | $6,368.00 (+2.54%) | ||
| 2023 | $6,210.00 (+6.68%) Homeowner's exemption | $402,901 (+4.5%) | $402,901 (+4.5%) Land $105,000 Building $297,901 |
| 2022 | $5,821.00 | $385,562 | $385,562 Land $91,840 Building $293,722 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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