McLean County property record for 528 3rd St NE, Garrison, ND 58540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,377 sqft · built 1976 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,500 (Aug 2021) |
| Tax Bill | $2,161 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75 1602 00046 000 |
| Primary APN | 75 1602 00046 000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,377 sqft Living Area |
| Basement Area | 1,377 sqft |
| Finished Basement | 850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,511 sqft (0.402 acres) |
| Garage Type | Mixed |
| Garage Area | 2,004 sqft |
| Parking Spaces | 7 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 528 3RD ST NE |
|---|---|
| City | GARRISON |
| State | ND |
| Zip | 58540-7336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 LOT 2, ALL LOTS 3-4 BLK 8 |
| Legal Subdivision | PANKRATZ 2ND ADDN |
| Legal Block | 8 |
| Legal Lot Number | 2-4 |
| Jurisdiction | MCLEAN ND |
| Township / Civil Division | GARRISON |
| Census Block Group | 3 |
| Census Block | 3418 |
| Census Tract | 961001 |
Source: McLean County records · APN 75 1602 00046 000
Assessment roll updated April 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Feb 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK & TRUST |
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit BNC NATIONAL BANK |
| Aug 03, 2021 | Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK |
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit VUE COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2021 · Amount on Record |
| Deed Sale | Aug 03, 2021 · Amount on Record |
| Deed Document Number | 20213404465 |
| Prior Transfer Date | Aug 27, 2015 |
| Prior Transfer Doc | 0003387243 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN ND |
| Recording Date | Apr 10, 2026 |
| Property Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Document Number | 0003417132 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 20263417132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Document Number | 0003417132, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20263417132 |
| Name | GATE CITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN ND |
| Recording Date | Feb 29, 2024 |
| Property Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Document Number | 0003411649 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 3411649 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 572, GARRISON, ND 58540-0572 |
| Document Number | 0003411650 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 3411650 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN ND |
| Property Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Document Number | 0003407782 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 3407782 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GARRISON, ND 58540 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Sep 02, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN ND |
| Recording Date | Aug 03, 2021 |
| Property Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Document Number | 3404465 |
| Instrument Date | Aug 03, 2021 |
| Instrument | 3404465 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Document Number | 3404466 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 3404466 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN ND |
| Property Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 528 3RD ST NE, GARRISON, ND 58540-7336 |
| Document Number | 3404019 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 3404019 |
| Name | VUE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BISMARCK, ND 58501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 01, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McLean County records · Assessment roll updated April 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McLean County |
| Municipality | Garrison City |
| Unified School District | Garrison Public School District 51 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,161.00 (-36.46%) | $134,150 (+10.91%) Land $7,150 Building $127,000 | $268,300 (+10.91%) Land $14,300 Building $254,000 |
| 2023 | $3,401.00 | $120,950 Land $7,150 Building $113,800 | $241,900 Land $14,300 Building $227,600 |
Source: FEMA National Flood Hazard Layer as of March 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Reservation Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 154 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARRISON RURAL WATER DISTRICT private · serves 1,805 people |
|---|---|
| Water Source | Purchased surface water from CITY OF GARRISON |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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