527 3rd St NE, Garrison, ND 58540 Property Records

McLean County property record for 527 3rd St NE, Garrison, ND 58540

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,323 sqft · built 1975
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (May 2017)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75 1602 00039 000`

Property Details

APN / Parcel Number

Primary APN	`75 1602 00039 000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,323 sqft Living Area
Basement Area	1,323 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Street Address	527 3RD ST NE
City	GARRISON
State	ND
Zip	58540-7337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3-4 & SOUTH 12' LOT 5 BLK 7
Legal Subdivision	PANKRATZ 2ND ADDN
Legal Block	7
Legal Lot Number	3-4
Jurisdiction	MCLEAN ND
Township / Civil Division	GARRISON
Census Block Group	3
Census Block	3401
Census Tract	961001

Owner

527 3rd St NE is owned and occupied by two individuals who bought it in May 2017.

Source: McLean County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	527 3RD ST NE, GARRISON, ND 58540-7337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 1, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	20173391754
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	527 3RD ST NE, GARRISON, ND 58540-7337
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3401169
Date	Jul 22, 2020
Instrument	3401169

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN ND
Recording Date	May 1, 2017
Property Address	527 3RD ST NE, GARRISON, ND 58540-7337
Document Number	0003391754
Instrument Date	Apr 26, 2017
Instrument	3391754
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ND GUARANTY AND TITLE COMPANY, ND GUARANTY & TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Not Public Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1115, GARRISON, ND 58540-1115

Mortgage

Document Number	0003391755
Date	May 1, 2017
Instrument	3391755

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 527 3rd St NE was $2,970.

Source: McLean County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Garrison City
Unified School District	Garrison Public School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,300 (+3.74%) Land $7,150 Building $105,150	$224,600 (+3.74%) Land $14,300 Building $210,300
2025	$2,970.00	$108,250 Land $6,050 Building $102,200	$216,500 Land $12,100 Building $204,400
2023	$2,810.00	$99,950 Land $6,050 Building $93,900	$199,900 Land $12,100 Building $187,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 3rd St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 3rd St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON RURAL WATER DISTRICT private · serves 1,805 people · EPA ID ND2801430
Water Source	Purchased surface water from CITY OF GARRISON
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Reservation Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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