428 3rd St NE, Garrison, ND 58540 Property Records

McLean County property record for 428 3rd St NE, Garrison, ND 58540

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 918 sqft · built 1940
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$53,900 (Jun 2006)
Tax Bill	$188 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75 1602 00012 000`

Property Details

APN / Parcel Number

Primary APN	`75 1602 00012 000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Basement Area	618 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Detached
Garage Area	1,399 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	428 3RD ST NE
City	GARRISON
State	ND
Zip	58540-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 3
Legal Subdivision	PANKRATZ 2ND ADDN
Legal Block	3
Legal Lot Number	3
Jurisdiction	MCLEAN ND
Township / Civil Division	GARRISON
Census Block Group	3
Census Block	3417
Census Tract	961001

Owner

Source: McLean County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 755, GARRISON, ND 58540-0755
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST FCU
Mar 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Deed Document Number	20063354457
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	428 3RD ST NE, GARRISON, ND 58540-7303
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	ND GUARANTY AND TITLE COMPANY, ND GUARANTY AND TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3391472
Date	Mar 24, 2017
Instrument	3391472

Lender

Name	FIRST FCU
Type	Credit Union
Address	MINOT, ND 58701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2022

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	428 3RD ST NE, GARRISON, ND 58540-7303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ND GUARANTY AND TITLE COMPANY, ND GUARANTY AND TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3391472
Date	Mar 24, 2017
Instrument	3391472

Lender

Name	FIRST FCU
Type	Credit Union
Address	MINOT, ND 58701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2022

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Garrison City
Unified School District	Garrison Public School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,050 (+10.92%) Land $3,200 Building $65,850	$138,100 (+10.92%) Land $6,400 Building $131,700
2025	$188.00 (-88.23%)	$62,250 (+9.6%) Land $3,200 Building $59,050	$124,500 (+9.6%) Land $6,400 Building $118,100
2023	$1,597.00	$56,800 Land $3,200 Building $53,600	$113,600 Land $6,400 Building $107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON RURAL WATER DISTRICT private · serves 1,805 people · EPA ID ND2801430
Water Source	Purchased surface water from CITY OF GARRISON
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Reservation Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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