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5276 Stephs Field St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5276 Stephs Field St, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,724 sqft · built 2022
Lot Size0.13 acres (5,662 sqft)
Owner2 Company Names on File
Last Sale$390,000 (Aug 2024)
Tax Bill$4,660 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-25-31-5036-0001-1530

Property Details

APN / Parcel Number

Primary APN29-25-31-5036-0001-1530
Alternative APN
  • 253129503600011530

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,724 sqft Living Area
Gross Area2,336 sqft
1st Floor Area620 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area484 sqft
PorchFinished/Open Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5276 STEPHS FIELD ST
CitySAINT CLOUD
StateFL
Zip34771-9361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER SPRINGS PB 30 PGS 90-96 LOT 153
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionSILVER SPRINGS
Legal Lot Number153
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records · APN 29-25-31-5036-0001-1530

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address5276 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9361
Owner TypeCompany
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL CASUALTY AND SURETY IN
Apr 12, 2022Special Warranty Deed, Transfer · Commercial Mortgage
ATHAS CAPITAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2024 · Amount on Record
Deed SaleAug 19, 2024 · Amount on Record
Prior SaleApr 12, 2022 · Amount on Record
Deed Document Number2024107459
Deed Book / Page6651 / 1968
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 10, 2026
Property Address5276 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9361
Document Number0000076629
Book / Page6986 / 991
Instrument DateJun 10, 2026
Instrument202676629
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5276 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9361

Mortgage

Document Number0000076629,
DateJun 10, 2026
Book Page6986/991
Instrument202676629
Lender
NameFINANCIAL CASUALTY AND SURETY IN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.36%
Max Rate-1%

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 12, 2022
Property Address5276 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9361
Document Number0061920513
Book / Page6192 / 513
Map ReferenceMB 30 PG 90-96
Instrument DateApr 11, 2022
Instrument2022057875
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,397.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 160, 160, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address13924 DESTIN BEACH LN, ORLANDO, FL 32827-7335

Mortgage

Document Number0006192515
DateApr 12, 2022
Instrument6192/515
Lender
NameATHAS CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,660.00 (-7.54%)$325,800 (+3.79%) Land $71,500 Building $254,300$325,800 (+3.79%) Land $71,500 Building $254,300
2024$5,040.00 (+0.7%)
2023$5,005.00 (+252.22%)$313,900 (+418.84%) Land $66,000 Building $247,900$313,900 (+418.84%) Land $66,000 Building $247,900
2022$1,421.00$60,500 Land $60,500$60,500 Land $60,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 196 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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