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5256 Stephs Field St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5256 Stephs Field St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,328 sqft · built 2022
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$470,700 (Oct 2022)
Tax Bill$5,426 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292531503600011580

Property Details

APN / Parcel Number

Primary APN292531503600011580

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,328 sqft Heated Area
Gross Area2,852 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area80 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5256 STEPHS FIELD ST
CitySAINT CLOUD
StateFL
Zip34771-9360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER SPRINGS PB 30 PGS 90-96 LOT 158
Legal SubdivisionSILVER SPRINGS
Legal Lot Number158
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records · APN 292531503600011580

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5256 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2022 · Amount on Record
Deed SaleOct 19, 2022 · Amount on Record
Deed Document Number2022155014
Deed Book / Page6302 / 1659
Record UpdatedJun 08, 2026

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2022
Property Address5256 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9360
Document Number0063021659
Book / Page6302 / 1659
Map ReferenceMB 30 PG 90-96
Instrument DateOct 14, 2022
Instrument2022155014
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,294.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address5256 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9360

Mortgage

Document Number0063021662
DateOct 19, 2022
Instrument6302/1662
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,426.00 (+5.2%) Homeowner's exemption$381,100 (+4.41%) Land $65,000 Building $316,100$381,100 (+4.41%) Land $65,000 Building $316,100
2023$5,158.00 (+571.61%) Homeowner's exemption$365,000 (+563.64%) Land $60,000 Building $305,000$365,000 (+563.64%) Land $60,000 Building $305,000
2022$768.00$55,000 Land $55,000$55,000 Land $55,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Wildfire

Wildfire RiskHigh
above 78% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 177 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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