5280 Stephs Field St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5280 Stephs Field St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,170 sqft · built 2022
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$381,200 (Mar 2022)
Tax Bill	$5,818 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292531503600011520`

Property Details

APN / Parcel Number

Primary APN	`292531503600011520`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,170 sqft Heated Area
Gross Area	2,710 sqft Gross Area
Stories	2 Stories
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	80 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5280 STEPHS FIELD ST
City	SAINT CLOUD
State	FL
Zip	34771-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER SPRINGS PB 30 PGS 90-96 LOT 152
Legal Subdivision	SILVER SPRINGS
Legal Lot Number	152
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records · APN 292531503600011520

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2737 GREENLANDS ST, SAINT CLOUD, FL 34772-7855
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	2022047947
Deed Book / Page	6179 / 2533
Record Updated	Jun 08, 2026

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 25, 2022
Property Address	5280 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9361
Document Number	0061792533
Book / Page	6179 / 2533
Map Reference	MB 30 PG 90-96
Instrument Date	Mar 23, 2022
Instrument	2022047947
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,668.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BLVD STE 160, 160, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2737 GREENLANDS ST, SAINT CLOUD, FL 34772-7855

Mortgage

Document Number	0061792535
Date	Mar 25, 2022
Instrument	6179/2535

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,818.00 (+4.15%)	$368,500 (+3.66%) Land $71,500 Building $297,000	$368,500 (+3.66%) Land $71,500 Building $297,000
2023	$5,586.00 (+293.1%)	$355,500 (+487.6%) Land $66,000 Building $289,500	$355,500 (+487.6%) Land $66,000 Building $289,500
2022	$1,421.00	$60,500 Land $60,500	$60,500 Land $60,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 196 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.