Campbell County property record for 5275 Winters Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 1,500 sqft · built 1961 |
| Lot Size | 0.26 acres (11,250 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $508,000 (Feb 2026) |
| Tax Bill | $2,520 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-754.00 |
| Primary APN | 999-99-18-754.00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,500 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5275 WINTERS LN |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-5713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 PT LOT 18 MACERAMA SUBD |
| Legal Subdivision | MACERAMA SUB |
| Legal Lot Number | 17-18 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 52900 |
Source: Campbell County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4223 KINGSBURG DR, ROUND ROCK, TX 78681-1073 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer |
| Feb 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | May 8, 2024 · Amount on Record |
| Deed Document Number | 20266025619 |
| Deed Book / Page | 881 / 565 |
| Prior Transfer Date | Feb 21, 2025 |
| Prior Transfer Doc | 0005389817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Feb 27, 2026 |
| Property Address | 5275 WINTERS LN, COLD SPRING, KY 41076-5713 |
| Document Number | 0006025619 |
| Book / Page | D881 / 565 |
| Map Reference | MB 10 PG 27 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 6025619 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $508.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3353 MADISON PIKE, FT MITCHELL, KY 41017-8153 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4223 KINGSBURG DR, ROUND ROCK, TX 78681-1073 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5275 WINTERS LN, COLD SPRING, KY 41076-5713 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5275 WINTERS LN, COLD SPRING, KY 41076-5713 |
| Document Number | 0005148837 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | M2331/740 |
| Instrument | 5148837 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 271 Months |
| Due | Sep 1, 2044 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,520.00 (-23.64%) | $208,000 (-24.36%) Land $50,000 Building $158,000 | $208,000 (-24.36%) Land $50,000 Building $158,000 |
| 2023 | $3,300.00 (+16.12%) | $275,000 (+20.93%) Land $50,000 Building $225,000 | $275,000 (+20.93%) Land $50,000 Building $225,000 |
| 2022 | $2,842.00 | $227,400 Land $25,000 Building $202,400 | $227,400 Land $25,000 Building $202,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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