Campbell County property record for 5244 Winters Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1955 |
| Owner | Individual Name on File |
| Last Sale | $148,600 (Nov 2014) |
| Tax Bill | $2,205 (2025) |
| Deeds & Mortgages | Jul 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-572.00 |
| Primary APN | 999-99-17-572.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999917572.00 |
|---|---|
| Street Address | 5244 WINTERS LN |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 WINTERS LANE SUB |
| Legal Subdivision | WINTERS LAND SUB |
| Legal Lot Number | 11 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 52900 |
5244 Winters Ln is owned and occupied by an individual who bought it in November 2014.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5244 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 11, 2014 · Amount on File |
| Deed Sale | Nov 11, 2014 · Amount on File |
| Deed Document Number | 0000764257 |
| Deed Book / Page | 0717 / 180 |
| Prior Transfer Date | Aug 20, 2008 |
| Prior Transfer Doc | 08 08 20 019 00020 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5244 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Document Number | 0005119386 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 5244 WINTERS LN COLD SPRING KY 410765712, COLD SPRING, KY 41076-5712 |
| Document Number | 0005119386 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 000712/000114 |
| Instrument | 5119386 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2050 |
The 2025 property tax bill for 5244 Winters Ln was $2,205.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,205.00 | $182,000 Land $40,000 Building $142,000 | $182,000 Land $40,000 Building $142,000 |
| 2023 | $2,184.00 (+17.61%) | $182,000 (+22.48%) Land $40,000 Building $142,000 | $182,000 (+22.48%) Land $40,000 Building $142,000 |
| 2022 | $1,857.00 | $148,600 Land $20,000 Building $128,600 | $148,600 Land $20,000 Building $128,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5244 Winters Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5244 Winters Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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