Campbell County property record for 5289 Winters Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,076 sqft · built 1959 |
| Lot Size | 0.436 acres (19,032 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,786 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-827.00 |
| Primary APN | 999-99-18-827.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,032 sqft (0.436 acres) |
| Garage Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5289 WINTERS LN |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-5713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 PT 3 MACERAMA SUBD |
| Legal Subdivision | MACERAMA SUB |
| Legal Lot Number | 2 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 52900 |
5289 Winters Ln is owner-occupied and held in a trust since March 2024.
Source: Campbell County records, as of March 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5289 WINTERS LN, COLD SPRING, KY 41076-5713 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Warranty Deed, Transfer |
| Jun 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 8, 2024 |
| Transfer Doc | 0005329817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Mar 26, 2024 |
| Property Address | 5289 WINTERS LN, COLD SPRING, KY 41076-5713 |
| Document Number | 0005329817 |
| Book / Page | D859 / 768 |
| Map Reference | MB 10 PG 27-D |
| Instrument Date | Mar 8, 2024 |
| Instrument | 5329817 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5289 WINTERS LN, COLD SPRING, KY 41076-5713 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5289 WINTERS LN, COLD SPRING, KY 41076-5713 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 19, 2017 |
| Property Address | 5289 WINTERS LN, COLD SPRING, KY 41076-5713 |
| Document Number | 0005058244 |
| Book / Page | 000786 / 000171 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 5058244 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $304.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5289 WINTERS LN COLD SPRING KY 410765713, COLD SPRING, KY 41076-5713 |
The 2025 property tax bill for 5289 Winters Ln was $3,786 with a homeowner's exemption.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,786.00 Homeowner's exemption | $361,500 Land $50,000 Building $311,500 | $361,500 Land $50,000 Building $311,500 |
| 2023 | $3,781.00 (-0.71%) Homeowner's exemption | $361,500 (+18.64%) Land $50,000 Building $311,500 | $361,500 (+18.64%) Land $50,000 Building $311,500 |
| 2022 | $3,808.00 | $304,700 Land $25,000 Building $279,700 | $304,700 Land $25,000 Building $279,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5289 Winters Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5289 Winters Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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