527 River Oaks Ln, Evans, GA 30809 Property Records

Columbia County property record for 527 River Oaks Ln, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,014 sqft · built 2021
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Mar 2024)
Tax Bill	$5,153 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071 158`

Property Details

APN / Parcel Number

Primary APN	`071 158`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,014 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	527 RIVER OAKS LN
City	EVANS
State	GA
Zip	30809-8299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.29 ACS LOT 11; RIVER OAKS PHASE 1A
Legal Subdivision	RIVER OAKS PHASE 1A
Legal Phase	1A
Legal Lot Number	11
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	2
Census Block	2000
Census Tract	30311

Owner

527 River Oaks Ln is owned and occupied by two individuals who bought it in March 2024.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	527 RIVER OAKS LN, EVANS, GA 30809-8299
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER
Mar 1, 2021	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH STATE BANK
Nov 9, 2020	Deed of Trust, Construction Loan · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Book / Page	15096 / 1
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Mar 26, 2024
Property Address	527 RIVER OAKS LN, EVANS, GA 30809-8299
Document Number	00015096/1
Book / Page	15096 / 1
Instrument Date	Mar 26, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 RIVER OAKS LN, EVANS, GA 30809-8299

Mortgage

Document Number	0000150967
Date	Mar 26, 2024
Instrument	15096/7

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2054

March 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Mar 1, 2021
Property Address	527 RIVER OAKS LN, EVANS, GA 30809-8299
Document Number	0000001424
Book / Page	13281 / 146
Instrument Date	Mar 1, 2021
Instrument	2021-001424
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 RIVER OAKS LN, EVANS, GA 30809-8299

Mortgage

Document Number	132810000000149
Date	Mar 4, 2021
Book Page	0000013281/0000000149

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Recording Date	Nov 9, 2020
Property Address	527 RIVER OAKS LN, EVANS, GA 30809-8299
Document Number	2994/0016
Book / Page	012994 / 000016
Instrument Date	Nov 5, 2020
Transaction Type	Construction Loan
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1064 PENINSULA XING EVANS GA 308094301, EVANS, GA 30809-4301
Investor	Possibly a Property Investor

Mortgage

Document Number	2994/0016
Date	Nov 9, 2020
Book Page	012994/000016

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423-9910

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 8, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 527 River Oaks Ln was $5,153, up 8% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,153.00 (+8.01%)	$228,655 (+15.69%) Land $44,704 Building $183,951	$571,638 (+15.69%) Land $111,760 Building $459,878
2025	$4,771.00	$197,646 Land $32,804 Building $164,842	$494,116 Land $82,010 Building $412,106
2023	$4,748.00 (-1.6%) Homeowner's exemption	$203,828 (+9.91%) Land $32,804 Building $171,024	$509,571 (+9.91%) Land $82,010 Building $427,561
2022	$4,825.00 Homeowner's exemption	$185,450 Land $27,924 Building $157,526	$463,625 Land $69,810 Building $393,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 River Oaks Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 River Oaks Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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