525 John Pitman Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 525 John Pitman Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,746 sqft · built 2021
Lot Size	0.537 acres (23,383 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Mar 2024)
Tax Bill	$8,339 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T181500075`

Property Details

APN / Parcel Number

Primary APN	`T181500075`
Alternative APN	`3-0106-C569-00-0015.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,746 sqft Living Area
Gross Area	6,261 sqft
Basement Area	2,515 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	23,383 sqft (0.537 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T181500075
Street Address	525 JOHN PITMAN DR
City	SAINT CHARLES
State	MO
Zip	63304-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY AT PATRIOTS RIDGE LOT 15
Legal Subdivision	LEGACY AT PATRIOTS RIDGE
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3002
Census Tract	311124

Owner

525 John Pitman Dr is owned and occupied by an individual who bought it in March 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	525 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 27, 2023	Trustee's Deed, Foreclosure
Feb 8, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Nov 27, 2023 · Amount on File
Deed Document Number	20249943
Prior Transfer Date	Nov 14, 2023
Prior Transfer Doc	0000048106
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 18, 2024
Property Address	525 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number	0000009943
Map Reference	MB 49 PG 301
Instrument Date	Mar 11, 2024
Instrument	2024R-009943
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 JOHN PITMAN DR, COTTLEVILLE, MO 63304-7572

Mortgage

Document Number	0000009944
Date	Mar 18, 2024
Instrument	2024R-009944

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 27, 2023
Property Address	525 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number	0000048106
Map Reference	MB 49 PG 301
Instrument Date	Nov 14, 2023
Instrument	2023R-048106
Transaction Type	Foreclosure
Record Updated	Jan 17, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 JOHN PITMAN DR, COTTLEVILLE, MO 63304-7572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 8, 2022
Property Address	525 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number	0000007761
Map Reference	MB 49 PG 301
Instrument Date	Feb 4, 2022
Instrument	2022R-007761
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2024
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RESEARCH PARK DR # DR130, DR130, SAINT CHARLES, MO 63304-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 JOHN PITMAN DR, COTTLEVILLE, MO 63304-7572

Mortgage

Document Number	0000007762
Date	Feb 8, 2022
Instrument	2022R-007762

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 525 John Pitman Dr was $8,339, up 11.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,744 (-)	$714,439 (-) Land $80,000 Building $634,439
2025	$8,339.00 (+11.38%)	$135,744	$714,439 Land $80,000 Building $634,439
2024	$7,487.00
2023		$120,790
2022			$635,735 Land $80,000 Building $555,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 John Pitman Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 John Pitman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Wisper ISP.

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