526 John Pitman Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 526 John Pitman Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,821 sqft · built 2017
Lot Size	0.594 acres (25,853 sqft)
Owner	2 Individual Names on File
Last Sale	$541,116 (Apr 2018)
Tax Bill	$8,305 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T181500076`

Property Details

APN / Parcel Number

Primary APN	`T181500076`
Alternative APN	`3-0106-C569-00-0016.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,821 sqft Living Area
Gross Area	7,003 sqft
1st Floor Area	2,463 sqft
Basement Area	2,402 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	25,853 sqft (0.594 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T181500076
Street Address	526 JOHN PITMAN DR
City	SAINT CHARLES
State	MO
Zip	63304-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY AT PATRIOTS RIDGE LOT 16
Legal Subdivision	LEGACY AT PATRIOTS RIDGE
Legal Lot Number	16
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3003
Census Tract	311124

Owner

526 John Pitman Dr is owned and occupied by two individuals who acquired it in September 2019.

Source: St. Charles County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	526 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Oct 22, 2020	Deed of Trust, Mortgage CENTRAL BK/ST LOUIS
Sep 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 19, 2019	Deed of Trust, Mortgage CENTRAL BK/ST LOUIS
Apr 6, 2018	Warranty Deed, Subdivision Related Transfer CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Deed Document Number	2018183370
Deed Book / Page	6901 / 1533
Last Transfer Date	Sep 24, 2019
Transfer Doc	0071490764
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2026
Property Address	526 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Document Number	0000044406
Instrument Date	Sep 10, 2026
Instrument	202644406
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197

Mortgage

Document Number	0000044406,
Date	Sep 17, 2026
Instrument	202644406

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2046

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	526 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Document Number	0000082516
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 JOHN PITMAN DR ST CHARLES MO 633047197, ST CHARLES, MO 63304-7197

Mortgage

Document Number	0000082516
Date	Oct 29, 2020
Instrument	82516

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2019
Property Address	526 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Document Number	0071490764
Book / Page	007149 / 000764
Instrument Date	Sep 24, 2019
Instrument	527110
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7752 SUNSET HILLS DR O FALLON MO 63366, O FALLON, MO 63366

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	526 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Document Number	0071481650
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 JOHN PITMAN D ST CHARLES MO 63304, ST CHARLES, MO 63304

Mortgage

Document Number	0071481650
Date	Sep 24, 2019
Book Page	007148/001650
Instrument	525370

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 6, 2018
Property Address	526 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Document Number	0069011533
Book / Page	006901 / 001533
Instrument Date	Apr 5, 2018
Instrument	183370
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2018
Title Company	NETCO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 JOHN PITMAN DR ST CHARLES MO 633047197, ST CHARLES, MO 63304-7197

Mortgage

Document Number	69011535
Date	Apr 6, 2018
Book Page	006901/001535
Instrument	183380

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 526 John Pitman Dr was $8,305, down 8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,198 (-)	$711,566 (-) Land $80,000 Building $631,566
2025	$8,305.00 (-8%)	$135,198	$711,566 Land $80,000 Building $631,566
2024	$9,027.00
2023		$145,743
2022			$767,069 Land $80,000 Building $687,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 526 John Pitman Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 John Pitman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Wisper ISP.

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