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527 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 527 Indigo Loop, Miramar Beach, FL 32550 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage2,837 sqft Living Area
Lot Size9,878 sqft (0.227 acres)
GarageAttached, 483 sqft
Last Sale$948,900 (2025)
Tax Bill$5,796.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-2S-21-42910-00I-0040
Alternative APNs
  • 30-221-42910-00I-0040
  • 1069389

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,837 sqft Living Area
Gross Area3,575 sqft Gross Area
1st Floor2,837 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area9,878 sqft (0.227 acres)
Depth X Width110 ft x 90 ft Depth x Width
DrivewayDriveway Brick
Garage TypeAttached Garage
Garage Area483 sqft Garage
Deck AreaDeck Area
Porch Area255 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address527 INDIGO LOOP
CityMIRAMAR BEACH
StateFL
Zip32550-5226
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK I EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 871-68 OR 3237-3091
Legal Range021
Legal Township02S
Legal Section30
Legal SubdivisionEMERALD BAY PH 1A
Legal Phase1A
Legal BlockI
Legal Lot Number4
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup1
Census Block1006
Census Tract950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00I-0040

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address112 SEASCAPE DR, 1203, MIRAMAR BEACH, FL 32550-8623
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Apr 18, 2022Warranty Deed, Transfer · Conventional Mortgage
CITY NATIONAL BANK
Feb 07, 2022Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2025 · Amount on Record
Deed SaleOct 07, 2025 · Amount on Record
Prior SaleApr 18, 2022 · Amount on Record
Deed Doc Number202536463
Deed Book / Page3373 / 2364
Prior Transfer DateFeb 07, 2022
Prior Transfer Doc0032373091
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateOct 07, 2025
Property Address527 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5226
Document Number0033732364
Book / Page3373 / 2364
Map ReferenceMB 9 PG 7
Instrument DateOct 06, 2025
Instrument20250036463
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyBEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,642.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address125 CHUZZLEWIT DOWN, BRENTWOOD, TN 37027-7627

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 SEASCAPE DR UNIT 1203, 1203, MIRAMAR BEACH, FL 32550-8623

Mortgage

Document Number0033732366
DateOct 07, 2025
Instrument3373/2366
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateNov 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.1%
IndexSOFR Average 30-Day
Max Rate11.1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 18, 2022
Property Address527 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5226
Document Number0032481711
Book / Page3248 / 1711
Map ReferenceMB 9 PG 7
Instrument DateApr 15, 2022
Instrument20220018107
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyNOT AVAILABLE, KETCHERSID LAND AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,102.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address524 INDIGO LOOP, 524, MIRAMAR BEACH, FL 32550-5229

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 CHUZZLEWIT DOWN, BRENTWOOD, TN 37027-7627

Mortgage

Document Number0032481713
DateApr 18, 2022
Instrument3248/1713
Lender
NameCITY NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.01%
Type Change DateMay 01, 2029
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change8.01%
Index1-Year CMT
Max Rate8.01%

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateFeb 07, 2022
Property Address527 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5226
Document Number0032373091
Book / Page3237 / 3091
Map ReferenceMB 9 PG 7&7A
Instrument DateFeb 07, 2022
Instrument20220005554
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address527 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5226

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,796.00 (+8.11%)$641,528 (+9.3%) Land $161,000 Building $480,528$641,528 (+9.3%) Land $161,000 Building $480,528
2024$5,361.00 (+3.37%)$586,944 (+2.82%) Land $161,000 Building $425,944$586,944 (+2.82%) Land $161,000 Building $425,944
2023$5,186.00 (+114.65%)$570,840 (-11.24%) Land $161,000 Building $409,840$570,840 (-11.24%) Land $161,000 Building $409,840
2022$2,416.00 Homeowner's exemption$643,118 Land $146,617 Building $496,501$643,118 Land $146,617 Building $496,501

Flood & Wildfire

527 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources SystemYes
Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood InsuranceNot eligible (built 1993)
NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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