Walton County property record for 482 Indigo Loop, Miramar Beach, FL 32550 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,884 sqft Living Area |
| Lot Size | 18,509 sqft (0.424 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $480,000 (2014) |
| Tax Bill | $3,304.00 (2024) |
| Primary APN | 30-2S-21-42910-00J-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,884 sqft Living Area |
| Gross Area | 3,646 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Lot Area | 18,509 sqft (0.424 acres) |
| Depth X Width | 12 ft x 10 ft Depth x Width |
| Garage Type | Finished Garage |
| Garage Area | 546 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Deck Area | 408 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 216 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1069394 |
|---|---|
| Street Address | 482 INDIGO LOOP |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5229 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK J EMERALD BAY PH 1A S/D PB 9-7 REPLAT 9-27 OR 877-101 OR 975-163 OR 1079-316 OR 1142-147 OR 1142-150 &-269 OR |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD BAY 1 A AMENDED |
| Legal Phase | 1A |
| Legal Block | J |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | WALTON BEACHES |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 950608 |
Source: Walton County records · APN 30-2S-21-42910-00J-0020
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 482 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5229 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Reverse Mortgage TOTAL MEDIA MANAGEMENT LLC |
| Aug 05, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2014 · Amount on Record |
| Deed Sale | Aug 20, 2014 · Amount on Record |
| Prior Sale | Feb 02, 2007 · Amount on Record |
| Deed Doc Number | 2014661292455 |
| Deed Book / Page | 2957 / 3340 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 482 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5229 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 482 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5229 |
| Document Number | 0031542301 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 3154/2301 |
| Instrument | 20200029684 |
| Name | TOTAL MEDIA MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | HUNTSVILLE, AL 35801 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 928 Months |
| Due | Dec 24, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.94% |
| Type Change Date | Sep 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 482 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5229 |
| Document Number | 0031542316 |
| Instrument Date | Aug 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 482 INDIGO LOOP MIRAMAR BEACH FL 325505229, MIRAMAR BEACH, FL 32550-5229 |
| Document Number | 0031542316 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 003154/002316 |
| Instrument | 29685 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Aug 09, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.94% |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $632,493 (+1.92%) Land $169,050 Building $463,443 | $632,493 (+1.92%) Land $169,050 Building $463,443 | |
| 2024 | $3,304.00 (+3.93%) | ||
| 2023 | $3,179.00 (+1.34%) Homeowner's exemption | $620,607 (+1.09%) Land $169,050 Building $451,557 | $620,607 (+1.09%) Land $169,050 Building $451,557 |
| 2022 | $3,137.00 Homeowner's exemption | $613,893 Land $146,617 Building $467,276 | $613,893 Land $146,617 Building $467,276 |
482 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USFWS Coastal Barrier Resources System · December 19, 2024 release
| Coastal Barrier Resources System | Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982 |
|---|---|
| Federal Flood Insurance | Not eligible (built 1994) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 10th in Florida |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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