527 E South St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 527 E South St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 824 sqft · built 1800
Lot Size	0.337 acres (14,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,165 (Jun 2025)
Tax Bill	$256 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099030004015006000`

Property Details

APN / Parcel Number

Primary APN	`099030004015006000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	175 ft deep x 84 ft wide
Utility Building	80 sqft

Location & Zoning

Street Address	527 E SOUTH ST
City	MOUNT VERNON
State	MO
Zip	65712-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W7' OF LT 35 & ALL OF LT 36 TARRANT'S ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	TARRANT'S ADDN
Legal Lot Number	35,36
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4035
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Warranty Deed, Transfer · Line of Credit FIRST INDEPENDENT BANK
May 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Mar 28, 2018	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	20252781
Deed Book / Page	2025 / 2781
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 7, 2020
Property Address	527 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Document Number	456/6234
Book / Page	456 / 6234
Instrument Date	Nov 27, 2020
Instrument	2020-00006280
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Investor	Possibly a Property Investor

Mortgage

Document Number	4566235
Date	Dec 7, 2020
Instrument	456/6235

Lender

Name	FIRST INDEPENDENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	527 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Transaction Type	Mortgage
Record Updated	Jun 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	454/1983
Date	May 9, 2018
Book Page	454/1983
Instrument	2018-00002066

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Mar 28, 2018
Property Address	527 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Document Number	454/1309
Book / Page	454 / 1309
Instrument Date	Mar 27, 2018
Instrument	2018-00001349
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 E SOUTH ST, MOUNT VERNON, MO 65712-1221

Mortgage

Document Number	201800001350
Date	Mar 28, 2018
Instrument	2018-00001350

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,210 (-) Land $2,090 Building $3,120
2025	$256.00	$5,210 (+6.33%) Land $2,090 Building $3,120	$25,789 (-)
2024	$256.00 (+5.79%)
2023	$242.00 (+4.76%)	$4,900 Land $2,090 Building $2,810	$25,789
2022	$231.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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