519 E South St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 519 E South St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 1,958 sqft · built 1932
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on File
Last Sale	$456,456 (Sep 2025)
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099030004015007000`

Property Details

APN / Parcel Number

Primary APN	`099030004015007000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	77,972 sqft (1.79 acres)
Lot Dimensions	290 ft deep x 289 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	324 sqft

Location & Zoning

Street Address	519 E SOUTH ST
City	MOUNT VERNON
State	MO
Zip	65712-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF SW SE; N290.92' E309.88' S290.92' W309.88' TO BEG (EX W20' FOR ST
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	MCCANSE AND WRIGHT ADDITION
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4035
Census Tract	470202

Owner

519 E South St is owned by two individuals who bought it in September 2025.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 E MADISON ST, PIERCE CITY, MO 65723-1045
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INDEPENDENCE BANK
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY NATIONAL BANK
May 17, 2019	Warranty Deed, Transfer
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Dec 10, 2019
Deed Document Number	20254622
Deed Book / Page	2025 / 4622
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	519 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E MADISON ST, PIERCE CITY, MO 65723-1045

Mortgage

Document Number	02025/4623
Date	Sep 22, 2025
Book Page	2025/4623
Instrument	2025004623

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	519 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 E SOUTH ST, MOUNT VERNON, MO 65712-1221

Mortgage

Document Number	457/1731
Date	Mar 29, 2021
Book Page	457/1731
Instrument	2021-00001738

Lender

Name	FIRST INDEPENDENCE BANK
Type	Bank
Address	AURORA, MO 65605

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	519 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456/2088
Date	May 7, 2020
Book Page	456/2088
Instrument	2020-00002110

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank
Address	AURORA, MO 65605

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 17, 2019
Property Address	519 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Document Number	455/2135
Book / Page	455 / 2135
Instrument Date	May 17, 2019
Instrument	2019-00002159
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 E SOUTH ST, MOUNT VERNON, MO 65712-1221

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	519 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Transaction Type	Mortgage
Record Updated	Jan 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00006112
Date	Dec 20, 2017
Book Page	453/5616
Instrument	2017-00006112

Lender

Name	SIMMONS BANK
Type	Bank
Address	GREENFIELD, MO 65661

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 519 E South St was $2,944.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,910 (-) Land $3,520 Building $56,390
2025	$2,944.00	$59,910 Land $3,520 Building $56,390	$286,211
2024	$2,944.00 (+100.96%)
2023	$1,465.00 (+6.78%)	$29,660 Land $3,520 Building $26,140	$156,105
2022	$1,372.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 519 E South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 E South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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