539 E South St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 539 E South St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1940
Lot Size	0.309 acres (13,475 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Dec 2021)
Tax Bill	$635 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099030004015004000`

Property Details

APN / Parcel Number

Primary APN	`099030004015004000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,475 sqft (0.309 acres)
Lot Dimensions	175 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	539 E SOUTH ST
City	MOUNT VERNON
State	MO
Zip	65712-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ST,E,539; LT 34 OF TARRANT'S ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	TARRANT'S ADDN
Legal Lot Number	34
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4035
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · USDA Mortgage GERSHMAN INVESTMENT CORP
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Jul 12, 2019
Deed Document Number	20217965
Deed Book / Page	457 / 7894
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	539 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000458/180
Date	Jan 10, 2022
Book Page	458/180
Instrument	2022-00000180

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 30, 2021
Property Address	539 E SOUTH ST, MOUNT VERNON, MO 65712-1221
Document Number	00457/7894
Book / Page	457 / 7894
Instrument Date	Dec 29, 2021
Instrument	2021-00007965
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 E SOUTH ST, MOUNT VERNON, MO 65712-1221

Mortgage

Document Number	0004577895
Date	Dec 30, 2021
Instrument	457/7895

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,920 (-) Land $1,920 Building $11,000
2025	$635.00 (+0.16%)	$12,920 (+27.29%) Land $1,920 Building $11,000	$53,421 (-)
2024	$634.00 (+26.55%)
2023	$501.00 (+6.14%)	$10,150 Land $1,920 Building $8,230	$53,421
2022	$472.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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