1. Home
  2. Florida
  3. Washington County
  4. Chipley
  5. 2nd St

527 2nd St, Chipley, FL 32428 Property Records

Washington County property record for 527 2nd St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,025 sqft · built 1991
Lot Size0.248 acres (10,846 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Sep 2019)
Deeds & MortgagesApr 2019 Line of Credit
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00000000-00-2869-0003

Property Details

APN / Parcel Number

Primary APN00000000-00-2869-0003
Alternative APN
  • 000028690003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,025 sqft Heated Area
Gross Area1,445 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,846 sqft (0.248 acres)
Lot Dimensions145 ft deep x 75 ft wide
Garage TypeFinished
Garage Area300 sqft
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000028690003
Street Address527 2ND ST
CityCHIPLEY
StateFL
Zip32428-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33 5 13 .249 ORB 1155 P 859 PRCL DESC IN ORB 1155 P 859
Legal Range13W
Legal Township05N
Legal Section33
Legal SubdivisionHAGERMANS ADD
Legal Block2869
Legal Lot Number9
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1045
Census Tract970103

Owner

Source: Washington County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2019Deed of Trust, Mortgage · Line of Credit
COMMUNITY SOUTH CU
Sep 11, 2019Warranty Deed, Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Prior SaleApr 11, 2019 · Amount on Record
Deed Document Number0067007202
Deed Book / Page1155 / 0859
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address527 2ND ST, CHIPLEY, FL 32428-1105
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067002725
DateApr 11, 2019
Book Page1142/0101
Instrument201967002725
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
AddressCHIPLEY, FL 32428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 1, 2044

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 11, 2019
Property Address527 2ND ST, CHIPLEY, FL 32428-1105
Document Number0067007202
Book / Page1155 / 0859
Instrument DateSep 11, 2019
Instrument201967007202
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1197 HICKORY RIDGE RD, 1197, CHIPLEY, FL 32428-4434

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 2ND ST, CHIPLEY, FL 32428-1105

Mortgage

Document Number0000000861
DateSep 11, 2019
Instrument1155/861
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Mortgage

Document Number0067007208
DateSep 11, 2019
Book Page1155/0888
Instrument201967007208
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1994–2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Wildstar Networks
Fixed Wireless		200 / 50

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures