543 2nd St, Chipley, FL 32428 Property Records

Washington County property record for 543 2nd St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 874 sqft · built 1956
Lot Size	0.31 acres (13,547 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Oct 2019)
Tax Bill	$604 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`000028650000`

Property Details

APN / Parcel Number

Primary APN	`000028650000`
Alternative APN	`28650000`

Interior

Full Baths	1 Bath
Building Area	874 sqft Heated Area
Gross Area	1,076 sqft
Flooring	Ceramic Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,547 sqft (0.31 acres)
Lot Dimensions	140 ft deep x 97 ft wide
Porch	Open Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000028650000
Street Address	543 2ND ST
City	CHIPLEY
State	FL
Zip	32428-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 ORB 1159 P 529 BEG NWC OF LOT 5, BLK F, H/A RUN S 80', E 140', N 80', W 12', N 17', W 128', S 17' TO POB
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	HAGERMAN ADD
Legal Block	F
Legal Lot Number	5
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1044
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	543 2ND ST, CHIPLEY, FL 32428-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jun 7, 2019	Warranty Deed, Transfer PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Apr 16, 2015
Deed Document Number	201967008361
Deed Book / Page	1159 / 0529
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 23, 2019
Property Address	543 2ND ST, CHIPLEY, FL 32428-1106
Document Number	0067008361
Book / Page	1159 / 0529
Instrument Date	Oct 22, 2019
Instrument	201967008361
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$559.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 BRICKYARD RD, 1022, CHIPLEY, FL 32428-4347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 2ND ST, CHIPLEY, FL 32428-1106

Mortgage

Document Number	0000000531
Date	Oct 23, 2019
Instrument	1159/531

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 7, 2019
Property Address	543 2ND ST, CHIPLEY, FL 32428-1106
Document Number	0067004380
Book / Page	001147 / 000247
Instrument Date	Jun 6, 2019
Instrument	67004380
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$168.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 BRICKYARD RD CHIPLEY FL 324284347, CHIPLEY, FL 32428-4347

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$604.00 (+4.32%) Homeowner's exemption	$65,577 (+2.9%)	$105,151 (+12.95%) Land $7,275 Building $97,876
2024	$579.00 (+0.35%) Homeowner's exemption	$63,729 (+3%)	$93,096 (+8.77%) Land $7,275 Building $85,821
2023	$577.00 (+1.05%) Homeowner's exemption	$61,873 (+3%)	$85,593 (+11.61%) Land $7,275 Building $78,318
2022	$571.00 Homeowner's exemption	$60,071	$76,691 Land $5,335 Building $71,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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