518 2nd St, Chipley, FL 32428 Property Records

Washington County property record for 518 2nd St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,164 sqft · built 1993
Lot Size0.554 acres (24,175 sqft)
OwnerIndividual Name on File
Last Sale$159,900 (Jul 2021)
Tax Bill$1,613 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Oct 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN000029300004

Property Details

APN / Parcel Number

Primary APN000029300004
Alternative APN
  • 29300004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,164 sqft Heated Area
Gross Area1,428 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2014
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,175 sqft (0.554 acres)
Lot Width58 ft Width
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area60 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000029300004
Street Address518 2ND ST
CityCHIPLEY
StateFL
Zip32428-1197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33 5 13 ORB 1211 P 625 S 58.5' OF LOT 8 & N2 OF LOT 9 , LESS S 20' OF LOT 9, BLK C H/A, LESS A PRCL IN SEC OF ABOVE PRCL
Legal Range13W
Legal Township05N
Legal Section33
Legal SubdivisionHAGERMAN ADD
Legal Block2930
Legal Lot Number8-9
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1022
Census Tract970103

Owner

518 2nd St is owned and occupied by an individual who bought it in July 2021.

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address518 2ND ST, CHIPLEY, FL 32428-1197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY SOUTH CU
Oct 17, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2021 · Amount on File
Deed SaleJul 2, 2021 · Amount on File
Prior SaleOct 17, 2017
Deed Document Number0001211625
Deed Book / Page1211 / 625
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJul 2, 2021
Property Address518 2ND ST, CHIPLEY, FL 32428-1197
Document Number0067004939
Book / Page1211 / 625
Instrument DateJul 2, 2021
Instrument202167004939
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,119.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 299, CHIPLEY, FL 32428-0299

Transferred To (Grantee/Buyer)

NameVerified Name
Address1317 KAY AVE, CHIPLEY, FL 32428-1120

Mortgage

Document Number0000000627
DateJul 2, 2021
Instrument1211/627
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

October 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON FL
Recording DateOct 17, 2017
Property Address518 2ND ST, CHIPLEY, FL 32428-1197
Document Number0067007187
Book / Page001102 / 000174
Instrument DateOct 4, 2017
Instrument67007187
Transaction TypeForeclosure
Record UpdatedOct 30, 2017

Transaction

Tax$0.00
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
AddressPO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 518 2nd St was $1,613 with a homeowner's exemption, up 6.3% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,613.00 (+6.33%) Homeowner's exemption$121,516 (+2.9%)$137,130 (+16.12%) Land $4,388 Building $132,742
2024$1,517.00 (-31.51%) Homeowner's exemption$118,091 (+9.41%) Land $4,388 Building $113,703$118,091 (+9.41%) Land $4,388 Building $113,703
2023$2,215.00 (+9.65%)$107,935 (+10.89%) Land $4,388 Building $103,547$107,935 (+10.89%) Land $4,388 Building $103,547
2022$2,020.00$97,337 Land $3,218 Building $94,119$97,337 Land $3,218 Building $94,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1994–2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 2nd St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Wildstar Networks
Fixed Wireless
200 / 50

Nearby Properties on 2nd St

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