Osceola County property record for 5269 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,981 sqft · built 1994 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $542,500 (Jul 2022) |
| Tax Bill | $6,277 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 89835 |
| Primary APN | 89835 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,981 sqft Heated Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 1,981 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 118 ft deep x 95 ft wide |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Deck Area | 551 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 89835 |
|---|---|
| Street Address | 5269 HAMMOCK CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOCK POINTE PB 7 PG 174 LOT 57 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 3325 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 43600 |
Source: Osceola County records · APN 89835
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5269 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Warranty Deed, Transfer CORE TITLE SERVICES LLC |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on Record |
| Deed Sale | Jul 19, 2022 · Amount on Record |
| Prior Sale | Sep 18, 2020 · Amount on Record |
| Deed Document Number | 2022110996 |
| Deed Book / Page | 6254 / 73 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 19, 2022 |
| Property Address | 5269 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Document Number | 0062540073 |
| Book / Page | 6254 / 73 |
| Map Reference | MB 7 PG 174 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022110996 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,797.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 LANDIA DR, HENDERSONVILLE, NC 28739-7103 |
| Name | Verified Name |
|---|---|
| Address | 5269 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5269 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052280793 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 5228/0793 |
| Instrument | 2017151823 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 18, 2020 |
| Property Address | 5269 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Document Number | 0057960801 |
| Book / Page | 5796 / 801 |
| Map Reference | MB 7 PG 174 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020125187 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | SIMPLY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3875 SHOREVIEW DR, 3875, KISSIMMEE, FL 34744-0005 |
| Name | Verified Name |
|---|---|
| Address | 5269 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Document Number | 0005796806 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 5796/806 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,277.00 (+4.65%) Homeowner's exemption | $421,500 (+3.89%) Land $95,000 Building $326,500 | $421,500 (+3.89%) Land $95,000 Building $326,500 |
| 2023 | $5,998.00 (+42.54%) Homeowner's exemption | $405,700 (+41.38%) Land $95,000 Building $310,700 | $405,700 (+18%) Land $95,000 Building $310,700 |
| 2022 | $4,208.00 Homeowner's exemption | $286,958 | $343,800 Land $75,000 Building $268,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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