Osceola County property record for 5261 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,845 sqft Heated Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2025) |
| Tax Bill | $4,366.00 (2025) |
| Primary APN | 89811 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,845 sqft Heated Area |
| Gross Area | 2,567 sqft Gross Area |
| 1st Floor | 1,845 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 118 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Pool Area | 325 sqft Pool |
|---|---|
| Deck Area | 323 sqft Deck |
| Porch | Open Porch |
| Porch Area | 281 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 89811 |
|---|---|
| Street Address | 5261 HAMMOCK CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8772 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAMMOCK POINTE PB 7 PG 174 LOT 33 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 3325 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 43600 |
Source: Osceola County records · APN 89811
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5261 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 05, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2025 · Amount on Record |
| Deed Sale | Feb 05, 2025 · Amount on Record |
| Prior Sale | Oct 15, 2019 · Amount on Record |
| Deed Doc Number | 2025014858 |
| Deed Book / Page | 6735 / 1807 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 05, 2025 |
| Property Address | 5261 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Document Number | 0067351807 |
| Book / Page | 6735 / 1807 |
| Map Reference | MB 7 PG 174 |
| Instrument Date | Jan 27, 2025 |
| Instrument | 2025014858 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1545 KYLAR DR NW, PALM BAY, FL 32907-7611 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5261 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Document Number | 0067351809 |
|---|---|
| Date | Feb 05, 2025 |
| Instrument | 6735/1809 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 15, 2019 |
| Property Address | 5261 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Document Number | 0056061529 |
| Book / Page | 5606 / 1529 |
| Map Reference | MB 7 PG 174 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 2019133454 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4796 RIVERWALK DR, 4796, SAINT CLOUD, FL 34771-7575 |
| Name | Verified Name |
|---|---|
| Address | 5261 HAMMOCK CIR, SAINT CLOUD, FL 34771-8772 |
| Document Number | 0056061531 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 5606/1531 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,366.00 (+7.35%) Homeowner's exemption | $286,519 (+5.99%) | $397,700 (+3.14%) Land $95,000 Building $302,700 |
| 2023 | $4,067.00 (+5.34%) Homeowner's exemption | $270,335 (+3%) | $385,600 (+18.03%) Land $95,000 Building $290,600 |
| 2022 | $3,861.00 Homeowner's exemption | $262,462 | $326,700 Land $75,000 Building $251,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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