5264 Hammock Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5264 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,278 sqft · built 2003
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 2022)
Tax Bill	$6,682 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`89776`

Property Details

APN / Parcel Number

Primary APN	`89776`
Alternative APN	`052531332500010020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,278 sqft Heated Area
Gross Area	3,180 sqft
1st Floor Area	2,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	253 sqft
Porch	Open Porch
Porch Area	418 sqft
Deck Area	461 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	89776
Street Address	5264 HAMMOCK CIR
City	SAINT CLOUD
State	FL
Zip	34771-8765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 7 PG 174 LOT 2
Legal Range	31E
Legal Township	25S
Legal Section	05
Legal Subdivision	HAMMOCK POINTE
Legal Tract	3325
Legal Block	1
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records · APN 89776

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5264 HAMMOCK CIR, SAINT CLOUD, FL 34771-8765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2022 · Amount on Record
Deed Sale	Oct 04, 2022 · Amount on Record
Prior Sale	Aug 21, 2008
Deed Document Number	2022147518
Deed Book / Page	6294 / 1464
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 04, 2022
Property Address	5264 HAMMOCK CIR, SAINT CLOUD, FL 34771-8765
Document Number	0062941464
Book / Page	6294 / 1464
Map Reference	MB 7 PG 174
Instrument Date	Sep 16, 2022
Instrument	2022147518
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HINES FARM DR, CUMBERLAND, RI 02864-6174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5264 HAMMOCK CIR, SAINT CLOUD, FL 34771-8765

Mortgage

Document Number	0062941466
Date	Oct 04, 2022
Instrument	6294/1466

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,682.00 (+4.34%) Homeowner's exemption	$450,100 (+3.66%) Land $95,000 Building $355,100	$450,100 (+3.66%) Land $95,000 Building $355,100
2023	$6,404.00 (+84.87%) Homeowner's exemption	$434,200 (+85.17%) Land $95,000 Building $339,200	$434,200 (+18.28%) Land $95,000 Building $339,200
2022	$3,464.00 Homeowner's exemption	$234,488	$367,100 Land $75,000 Building $292,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 935 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.