Pinellas County property record for 5265 E Bay Dr, Apt 514, Clearwater, FL 33764
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 900 sqft · built 1983 |
| Lot Size | 0.371 acres (16,167 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (May 2017) |
| Tax Bill | $787 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-1332-7 |
| Primary APN | C62-000-764-1332-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 120 Units |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 16,167 sqft (0.371 acres) |
| View / Lot | Corner |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R343110 |
|---|---|
| Street Address | 5265 E BAY DR, 514 |
| City | CLEARWATER |
| State | FL |
| Zip | 33764-6838 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BAY OAKS CONDO PHASE 9 BLDG 5, UNIT 514 |
| Legal Range | 16E |
| Legal Township | 29S |
| Legal Section | 31 |
| Legal Subdivision | BAY OAKS CONDO |
| Legal Phase | 9 |
| Legal Tract | 3631 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 25415 |
5265 E Bay Dr, Apt 514 is owned and occupied by two individuals who bought it in May 2017.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5265 E BAY DR, 514, CLEARWATER, FL 33764-6838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on File |
| Deed Sale | May 3, 2017 · Amount on File |
| Prior Sale | Dec 29, 1995 · Amount on File |
| Deed Document Number | 2017136771 |
| Deed Book / Page | 19614 / 1755 |
| Prior Transfer Date | Jun 4, 2009 |
| Prior Transfer Doc | 0166051532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 3, 2017 |
| Property Address | 5265 E BAY DR APT 514, 514, CLEARWATER, FL 33764-6838 |
| Document Number | 0196141755 |
| Book / Page | 19614 / 1755 |
| Map Reference | OR5306 PG5 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2017136771 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12690 137TH LN, 12690, LARGO, FL 33774-2411 |
| Name | Verified Name |
|---|---|
| Address | 5265 EAST BAY DR 514, LARGO, FL 00000 |
| Document Number | 2017136772 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 2017136772 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 5265 E Bay Dr, Apt 514 was $787 with a homeowner's exemption, up 8.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $787.00 (+8.25%) Homeowner's exemption | $83,688 | $158,719 Building $158,719 |
| 2024 | $727.00 (+4.45%) | ||
| 2023 | $696.00 (+6.1%) Homeowner's exemption | $78,960 (+3%) | $170,806 (+29.12%) Building $170,806 |
| 2022 | $656.00 Homeowner's exemption | $76,660 | $132,280 Building $132,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5265 E Bay Dr, Apt 514 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5265 E Bay Dr, Apt 514 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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