5265 E Bay Dr, Apt 512, Clearwater, FL 33764 Property Records

Pinellas County property record for 5265 E Bay Dr, Apt 512, Clearwater, FL 33764

Property Summary

Property TypeCondominium
Details900 sqft · built 1983
OwnerOwner Name on Record
Last Sale$82,000 (Nov 2003)
Tax Bill$281 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-764-1330-1

Property Details

APN / Parcel Number

Primary APNC62-000-764-1330-1
Alternative APNs
  • 31-29-16-03631-005-0512
  • 162931036310050512
  • R343108

Interior

Stories1 Story
Building Area900 sqft Heated Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1990
Exterior MaterialBrick/Stone
Construction TypeWood Frame
View / LotAverage
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR343108
Old Parcel Number162931036310050512
Street Address5265 E BAY DR APT 512, 512
CityCLEARWATER
StateFL
Zip33764-6839
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBAY OAKS CONDO PHASE 9 BLDG 5, UNIT 512
Legal Range16
Legal Township29
Legal Section31
Legal SubdivisionBAY OAKS CONDO
Legal Phase9
Legal Lot Number6293
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1003
Census Tract25415

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address5265 E BAY DR APT 512, 512, CLEARWATER, FL 33764-6839
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2003 · Amount on Record
Deed SaleNov 13, 2003 · Amount on Record
Prior SaleSep 8, 1997 · Amount on Record
Deed Document Number03-482811
Deed Book / Page13206 / 2424
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address5265 E BAY DR APT 512, 512, CLEARWATER, FL 33764-6839
Document Number0209310956
Instrument DateFeb 22, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5265 E BAY DR #512 CLEARWATER FL 337646839, 512, CLEARWATER, FL 33764-6839

Mortgage

Document Number0209310956
DateMar 20, 2020
Book Page020931/000956
Instrument94415
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 19, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$281.00 (+14.69%) Homeowner's exemption Senior Citizen's exemption$45,937 (+5.99%)$152,798 (-6.97%) Building $152,798
2023$245.00 (+6.52%) Homeowner's exemption Senior Citizen's exemption$43,342 (+3%)$164,242 (+29.28%) Building $164,242
2022$230.00 Homeowner's exemption Senior Citizen's exemption$42,080$127,048 Building $127,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims7 (2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon, WOW Internet, Cable & Phone.

Nearby Properties on E Bay Dr

Nearby Streets

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