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5265 E Bay Dr, Apt 513, Clearwater, FL 33764 Property Records

Pinellas County property record for 5265 E Bay Dr, Apt 513, Clearwater, FL 33764

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 620 sqft · built 1983
Lot Size0.371 acres (16,167 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Feb 2021)
Tax Bill$1,050 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-764-1331-9

Property Details

APN / Parcel Number

Primary APNC62-000-764-1331-9
Alternative APNs
  • 31-29-16-03631-005-0513
  • 291631036310050513
  • 162931036310050513
  • R343109

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units120 Units
Stories1 Story
Building Area620 sqft Living Area
1st Floor Area620 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area16,167 sqft (0.371 acres)
View / LotInterior
Garage TypeCarport
CarportCarport
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR343109
Street Address5265 E BAY DR, 513
CityCLEARWATER
StateFL
Zip33764-6838
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBAY OAKS CONDO PHASE 9 BLDG 5, UNIT 513
Legal Range16E
Legal Township29S
Legal Section31
Legal SubdivisionBAY OAKS CONDO
Legal Phase9
Legal Tract3631
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1003
Census Tract25415

Owner

5265 E Bay Dr, Apt 513 is owned by an individual who bought it in February 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2021 · Amount on File
Deed SaleFeb 25, 2021 · Amount on File
Deed Document Number202162054
Deed Book / Page21406 / 1137
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 25, 2021
Property Address5265 E BAY DR APT 513, 513, CLEARWATER, FL 33764-6838
Document Number0214061137
Book / Page21406 / 1137
Map ReferenceDOC 82169591
Instrument DateFeb 19, 2021
Instrument2021062054
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyPLATINUM NATIONAL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2315 BELLEAIR RD, CLEARWATER, FL 33764-2793

Transferred To (Grantee/Buyer)

NameVerified Name
Address5265 E BAY DR APT 513, 513, CLEARWATER, FL 33764-6838

Mortgage

Document Number0214061139
DateFeb 25, 2021
Instrument21406/1139
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5265 E Bay Dr, Apt 513 was $1,050.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,050.00
2023$942.00 (+5.02%) Homeowner's exemption
2022$897.00 Homeowner's exemption$6,578
2020$69,104 Building $69,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5265 E Bay Dr, Apt 513 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims7 (2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5265 E Bay Dr, Apt 513 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon, WOW Internet, Cable & Phone.

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