5264 Belmont Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5264 Belmont Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,310 sqft · built 2020
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on Record
Tax Bill	$2,441 (2025)
Deeds & Mortgages	May 2020 Line of Credit Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-31-05-0-00001-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-31-05-0-00001-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,310 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	73,616 sqft (1.69 acres)

Location & Zoning

Street Address	5264 BELMONT RD
City	HERNANDO
State	MS
Zip	38632-7546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BELMONT ESTATES LOT 1
Legal Range	07
Legal Township	03
Legal Section	31
Legal Subdivision	BELMONT ESTATES
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5264 BELMONT RD, HERNANDO, MS 38632-7546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Aug 29, 2019	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019
Deed Sale	Aug 29, 2019
Prior Sale	Jul 21, 2015
Deed Document Number	0000897704
Deed Book / Page	0897 / 704
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5264 BELMONT RD, HERNANDO, MS 38632-7546
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004937/348
Date	May 5, 2020
Book Page	4937/348

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Apr 20, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 29, 2019
Property Address	5264 BELMONT RD, HERNANDO, MS 38632-7546
Document Number	000897/704
Book / Page	0897 / 704
Map Reference	MB 103 PG 23
Instrument Date	Aug 27, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 BELMONT ESTATES DR, 416, HERNANDO, MS 38632-6100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5830 BEDFORD LOOP E, SOUTHAVEN, MS 38672-7535

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00 (+16.13%)	$32,837 (+38.02%) Land $3,500 Building $29,337	$328,366 (+38.02%) Land $35,000 Building $293,366
2023	$2,102.00	$23,792	$237,918 Land $35,000 Building $202,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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