5245 Belmont Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5245 Belmont Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,731 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-31-00-0-00007-01`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-31-00-0-00007-01`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,731 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Shed	1 Shed
Shed Area	529 sqft

Location & Zoning

Street Address	5245 BELMONT RD
City	HERNANDO
State	MS
Zip	38632-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BAKER 2-LOT S-D LOT 2
Legal Range	07
Legal Township	03
Legal Section	31
Legal Subdivision	BAKER 2-LOT S-D
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5245 BELMONT RD, HERNANDO, MS 38632-8540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 3, 2017	Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK
Mar 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2017
Deed Sale	Mar 3, 2017
Prior Sale	Feb 22, 2013
Deed Document Number	0000816543
Deed Book / Page	0816 / 543
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5245 BELMONT RD, HERNANDO, MS 38632-8540
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 BELMONT RD, HERNANDO, MS 38632-8540

Mortgage

Document Number	005660/250
Date	Jan 23, 2023
Book Page	5660/250

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Mar 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5245 BELMONT RD, HERNANDO, MS 38632-8540
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004311/636
Date	Mar 3, 2017
Book Page	4311/636

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 3, 2017
Property Address	5245 BELMONT RD, HERNANDO, MS 38632-8540
Document Number	000816/543
Book / Page	0816 / 543
Map Reference	PL MB 67 PG 48
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4336 MCINGVALE RD, 4336, HERNANDO, MS 38632-8726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5245 BELMONT RD, HERNANDO, MS 38632-8540

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,485.00 (+19.57%)	$21,384 (+39.98%) Land $2,000 Building $19,384	$213,842 (+39.97%) Land $20,000 Building $193,842
2023	$1,242.00	$15,277	$152,774 Land $20,000 Building $132,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 71% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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