5386 Belmont Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5386 Belmont Rd, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,980 sqft · built 2016
Lot Size1.54 acres (67,082 sqft)
Owner2 Individual Names on File
Tax Bill$2,197 (2025)
Deeds & MortgagesJul 2018 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN3-07-9-31-05-0-00015-00

Property Details

APN / Parcel Number

Primary APN3-07-9-31-05-0-00015-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,980 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area67,082 sqft (1.54 acres)

Location & Zoning

Street Address5386 BELMONT RD
CityHERNANDO
StateMS
Zip38632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionBELMONT ESTATES LOT 15
Legal Range07
Legal Township03
Legal Section31
Legal SubdivisionBELMONT ESTATES
Legal Lot Number15
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2005
Census Tract71124

Owner

Source: DeSoto County records · APN 3-07-9-31-05-0-00015-00

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address5386 BELMONT ESTATES DR S, HERNANDO, MS 38632-6042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2018Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK MISSISSIPPI
Apr 13, 2017Deed of Trust, Mortgage · VA Mortgage
COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Document Number0000758621
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5386 BELMONT ESTATES DR S, HERNANDO, MS 38632-6042
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004566/302
DateJul 02, 2018
Book Page4566/302
InstrumentT04566-00302
Lender
NameCOMMUNITY BANK MISSISSIPPI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 05, 2023
Interest
Rate TypeFixed Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5386 BELMONT ESTATES DR S, HERNANDO, MS 38632-6042
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004334/503
DateApr 13, 2017
Book Page4334/503
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,197.00$21,763 (-) Land $3,500 Building $18,263$217,632 (-) Land $35,000 Building $182,632
2023$21,763$217,632 Land $35,000 Building $182,632
2022$2,197.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 55% of the US · above 66% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBELMONT WATER ASSOCIATION
public/private · serves 2,719 people
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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