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5261 Breakwater Way, Oxnard, CA 93035 Property Records

Ventura County property record for 5261 Breakwater Way, Oxnard, CA 93035 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.75 ba · 2,059 sqft · built 1961
Lot Size0.136 acres (5,927 sqft)
OwnerCompany Name on File
Tax Bill$5,066 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN191-0-085-265

Property Details

APN / Parcel Number

Primary APN191-0-085-265

Interior

Bedrooms4 Beds
Full Baths3.75 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,059 sqft Living Area
1st Floor Area2,059 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area5,927 sqft (0.136 acres)
Lot Dimensions131 ft deep x 45 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5261 BREAKWATER WAY
CityOXNARD
StateCA
Zip93035-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 127701 LOT: 98 REF: 029MR 061
Legal Subdivision1277-1
Legal Tract127701
Legal Block85
Legal Lot Number98
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1012
Census Tract3615

Owner

Source: Ventura County records · APN 191-0-085-265

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5261 BREAKWATER WAY, OXNARD, CA 93035-1804
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 01, 2022
Transfer Doc0000017034
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address5261 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number0000111292
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5261 BREAKWATER WAY OXNARD CA 930351804, OXNARD, CA 93035-1804

Mortgage

Document Number0000111292
DateAug 28, 2017
Instrument111292
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$422,605 (+2%) Land $253,574 Building $169,031
2025$5,066.00 (+2.2%) Homeowner's exemption$414,319 (+4.04%) Land $248,602 Building $165,717
2024$4,957.00 (+3.81%)
2023$4,775.00 (+3.13%) Homeowner's exemption$398,232 Land $238,949 Building $159,283
2022$4,630.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 units insured
4 under condo master policies
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 685 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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