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5251 Breakwater Way, Oxnard, CA 93035 Property Records

Ventura County property record for 5251 Breakwater Way, Oxnard, CA 93035 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,855 sqft · built 1987
Lot Size0.105 acres (4,593 sqft)
OwnerCompany Name on File
Tax Bill$7,345 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN191-0-085-235

Property Details

APN / Parcel Number

Primary APN191-0-085-235

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,855 sqft Living Area
1st Floor Area1,302 sqft
2nd Floor Area1,553 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTraditional
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area4,593 sqft (0.105 acres)
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Deck Area105 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5251 BREAKWATER WAY
CityOXNARD
StateCA
Zip93035-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 127701 LOT: 95 REF: 029MR 061
Legal Subdivision29M61
Legal Tract127701
Legal Block85
Legal Lot Number95
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1012
Census Tract3615

Owner

Source: Ventura County records · APN 191-0-085-235

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5251 BREAKWATER WAY, OXNARD, CA 93035-1804
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 06, 2004
Transfer Doc0000208526
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address5251 BREAKWATER WAY, OXNARD, CA 93035-1804
Transaction TypeMortgage
Record UpdatedNov 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5251 BREAKWATER WAY, OXNARD, CA 93035-1804

Mortgage

Document Number0000074041
DateOct 16, 2025
Instrument2025000074041
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateNov 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.2%
IndexSOFR Average 30-Day
Max Rate10.2%

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$611,901 (+2%) Land $172,634 Building $439,267
2025$7,345.00 (+2.2%) Homeowner's exemption$599,903 (+4.04%) Land $169,249 Building $430,654
2024$7,187.00 (+3.83%)
2023$6,922.00 (+3.13%) Homeowner's exemption$576,609 Land $162,677 Building $413,932
2022$6,712.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 units insured
4 under condo master policies
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 685 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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