5223 Breakwater Way, Oxnard, CA 93035 Property Records

Ventura County property record for 5223 Breakwater Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,074 sqft · built 2018
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on Record
Last Sale	$2,265,000 (Oct 2023)
Tax Bill	$28,498 (2025)
Deeds & Mortgages	Oct 2023 Sale Oct 2023 Sale + 11 more
Flood Zone	Zone X (moderate risk)
APN	`191-0-085-195`

Property Details

APN / Parcel Number

Primary APN	`191-0-085-195`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,074 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	93 sqft
Deck Area	889 sqft

Location & Zoning

Street Address	5223 BREAKWATER WAY
City	OXNARD
State	CA
Zip	93035-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Description	TRACT: 127701 LOT: 90 REF: 029MR 061
Legal Subdivision	TRACT NO 1277 01
Legal Tract	127701
Legal Block	85
Legal Lot Number	90
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1012
Census Tract	3615

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7268 SHEPARD MESA RD, CARPINTERIA, CA 93013-3130
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 18, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 11, 2022	Deed of Trust, Mortgage PROVIDENT TRUST GROUP LLC
Jun 10, 2021	Deed of Trust, Mortgage EMERALD HOME INVESTMENTS LLC
Jun 10, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage HOUSEMAX FUNDING LLC
Sep 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage EMERALD HOME INVESTMENTS LLC
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MAGGIE BIRD THE PHOENIX FIGHT
Jan 23, 2019	Loan Modification, Mortgage · Conventional Mortgage EMERALD HOME INVESTMENTS LLC
Jan 19, 2019	Deed of Trust, Mortgage COMPASS ALTERNATIVE INVS LLC
Jan 16, 2018	Deed of Trust, Mortgage SRS FINANCIAL GROUP INC SRS FINANCIAL GROUP INC
Jun 6, 2017	Deed of Trust, Mortgage EMERALD HOME INVESTMENTS LLC
Apr 24, 2017	Grant Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE
Mar 22, 2017	Grant Deed, Transfer · Conventional Mortgage REAL EST SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202368969
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	0000113519
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 18, 2023
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000068968
Map Reference	MB 29 PG 61
Instrument Date	Oct 11, 2023
Instrument	2023000068968
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 18, 2023
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000068969
Map Reference	MB 29 PG 61
Instrument Date	Oct 11, 2023
Instrument	2023000068969
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7268 SHEPARD MESA RD, CARPINTERIA, CA 93013-3130

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 S VICTORIA AVE 137, 137, OXNARD, CA 93035-1292

Mortgage

Document Number	2022000045543
Date	Apr 11, 2022
Instrument	2022000045543

Lender

Name	PROVIDENT TRUST GROUP LLC
Type	Non-Lending Institution
Address	CAMARILLO, CA 93012

Agreement

Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 S VICTORIA AVE 137, 137, OXNARD, CA 93035-1292

Mortgage

Document Number	0000114103
Date	Jun 10, 2021
Instrument	20210610-00114103

Lender

Name	EMERALD HOME INVESTMENTS LLC
Type	Non-Lending Institution
Address	CAMARILLO, CA 93012

Agreement

Amount	Amount Recorded

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 10, 2021
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000113519
Map Reference	MB 29 PG 61
Instrument Date	Jun 7, 2021
Instrument	20210610-00113519
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3132 N OXNARD BLVD, OXNARD, CA 93036-5356

Mortgage

Document Number	0000113520
Date	Jun 10, 2021
Instrument	20210610-00113520

Lender

Name	HOUSEMAX FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jul 1, 2024

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 S VICTORIA AVE 137, 137, OXNARD, CA 93035-1292

Mortgage

Document Number	0000152698
Date	Sep 22, 2020
Instrument	20200922-00152698

Lender

Name	EMERALD HOME INVESTMENTS LLC
Type	Non-Lending Institution
Address	CAMARILLO, CA 93012

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000012948
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10531 4S COMMONS DR #166-467 SAN DIEGO CA 921273517, 166-46, SAN DIEGO, CA 92127-3517

Mortgage

Document Number	0000012948
Date	Feb 11, 2019
Instrument	12948

Lender

Name	MAGGIE BIRD THE PHOENIX FIGHT
Address	1746 F S VICTORIA AVE # 375, VENTURA, CA 93003-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VENTURA CA
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000007190
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5223 BREAKWATER WAY OXNARD CA 93035, OXNARD, CA 93035

Mortgage

Document Number	0000007190
Date	Jan 25, 2019
Instrument	7190

Lender

Name	EMERALD HOME INVESTMENTS LLC
Address	5235 MISSION OAKS BLVD # 713, CAMARILLO, CA 93012-5400

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000007193
Instrument Date	Jan 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3944 OCEAN DR OXNARD CA 930353936, OXNARD, CA 93035-3936

Mortgage

Document Number	0000007193
Date	Jan 25, 2019
Instrument	7193

Lender

Name	COMPASS ALTERNATIVE INVS LLC
Address	HUNTINGTON BEACH, CA 92648

Agreement

Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000008998
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10531 4S COMMONS DR #166 SAN DIEGO CA 921273517, 166, SAN DIEGO, CA 92127-3517

Mortgage

Document Number	0000008998
Date	Jan 26, 2018
Instrument	8998

Lender

Name	SRS FINANCIAL GROUP INC SRS FINANCIAL GROUP INC
Type	Mortgage Company
Address	CARLSBAD, CA 92008

Agreement

Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000075529
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10531 4S COMMONS DR #166-467 SAN DIEGO CA 921273517, 166-46, SAN DIEGO, CA 92127-3517

Mortgage

Document Number	0000075529
Date	Jun 12, 2017
Instrument	75529

Lender

Name	EMERALD HOME INVESTMENTS LLC
Address	5235 MISSION OAKS BLVD # 713, CAMARILLO, CA 93012-5400

Agreement

Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 24, 2017
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000053768
Instrument Date	Apr 24, 2017
Instrument	53768
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10531 4S COMMONS DR #166-467 SAN DIEGO CA 921273517, 166-46, SAN DIEGO, CA 92127-3517

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 22, 2017
Property Address	5223 BREAKWATER WAY, OXNARD, CA 93035-1804
Document Number	0000039205
Instrument Date	Jan 26, 2017
Instrument	39205
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10531 4S COMMONS DR #166-467 SAN DIEGO CA 921273517, 166-46, SAN DIEGO, CA 92127-3517

Mortgage

Document Number	39206
Date	Mar 22, 2017
Instrument	39206

Lender

Name	REAL EST SVCS
Type	MERS
Address	VALLEY VILLAGE, CA 91607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	39207,
Date	Mar 22, 2017
Instrument	39207

Lender

Name	FRANK A KURNIK
Address	10110 CANYON COUNTRY RD, RENO, NV 89521-3032

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,356,506 (+2%) Land $1,531,469 Building $825,037
2025	$28,498.00 (+2.22%)	$2,310,300 (+124.91%) Land $1,501,440 Building $808,860
2024	$27,879.00 (+124.02%)
2023	$12,445.00 (+3.12%)	$1,027,220 Land $418,318 Building $608,902
2022	$12,069.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 units insured incl. 4 condo units
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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