526 W Root St, Chicago, IL 60609 Property Records

Cook County property record for 526 W Root St, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,600 sqft · built 2014
Lot Size	0.071 acres (3,075 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2017)
Tax Bill	$6,896 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-115-035`

Property Details

APN / Parcel Number

Primary APN	`20-04-115-035`
Alternative APN	`20-04-115-035-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,075 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	526 W ROOT ST
City	CHICAGO
State	IL
Zip	60609-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	TAYLOR & KREIGHS SUB
Legal Block	6
Legal Lot Number	33-37
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1011
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	526 W ROOT ST, CHICAGO, IL 60609-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 26, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Prior Sale	Sep 26, 2014 · Amount on Record
Deed Document Number	201718075
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	526 W ROOT ST, CHICAGO, IL 60609-2732
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005455333
Date	Feb 23, 2021
Instrument	2105455333

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 26, 2017
Property Address	526 W ROOT ST, CHICAGO, IL 60609-2732
Document Number	1711618075
Instrument Date	Apr 24, 2017
Instrument	11618075
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 W 31ST ST #2A CHICAGO IL 606085871, 2A, CHICAGO, IL 60608-5871

Mortgage

Document Number	1711618076
Date	Apr 26, 2017
Instrument	11618076

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,000 (+61.11%) Land $2,460 Building $55,540	$580,000 (+61.11%) Land $24,600 Building $555,400
2023	$6,896.00 (+2.91%)
2022	$6,701.00 (+2.01%) Homeowner's exemption	$36,000 (-) Land $3,075 Building $32,925	$360,000 (-) Land $30,750 Building $329,250
2021	$6,569.00 Homeowner's exemption	$36,000 Land $3,075 Building $32,925	$360,000 Land $30,750 Building $329,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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