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521 W Root St, Chicago, IL 60609 Property Records

Cook County property record for 521 W Root St, Chicago, IL 60609

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,445 sqft · built 2021
Lot Size0.072 acres (3,150 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Oct 2021)
Tax Bill$8,872 (2023)
Deeds & MortgagesOct 2021 Sale & Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN20-04-121-019

Property Details

APN / Parcel Number

Primary APN20-04-121-019
Alternative APN
  • 20-04-121-019-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,445 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleMulti-Family
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,150 sqft (0.072 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address521 W ROOT ST
CityCHICAGO
StateIL
Zip60609-2733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Range14E
Legal Township38N
Legal Section04
Legal SubdivisionTAYLOR AND KREIGH SUBDIVISION
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1018
Census Tract842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address521 W ROOT ST, CHICAGO, IL 60609-2733
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
US BANK NA
Aug 18, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2021 · Amount on Record
Deed SaleOct 4, 2021 · Amount on Record
Prior SaleAug 18, 2020 · Amount on Record
Deed Document Number20218304
Last Transfer DateFeb 17, 2025
Transfer Doc0000020061
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 4, 2021
Property Address521 W ROOT ST, CHICAGO, IL 60609-2733
Document Number0027708304
Instrument DateSep 22, 2021
Instrument2127708304
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 14, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address521 W ROOT ST, CHICAGO, IL 60609-2733

Mortgage

Document Number0027708305
DateOct 4, 2021
Instrument2127708305
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate2.87%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 18, 2020
Property Address521 W ROOT ST, CHICAGO, IL 60609-2733
Document Number2023140044
Instrument DateJul 31, 2020
Instrument23140044
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$70.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7649 W 123RD PL PALOS HEIGHTS IL 604631213, PALOS HEIGHTS, IL 60463-1213

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,000 (+21.28%) Land $2,520 Building $48,480$510,000 (+21.28%) Land $25,200 Building $484,800
2023$8,872.00 (+2.59%)
2022$8,648.00 (+128.48%)$42,050 (+123.36%) Land $3,150 Building $38,900$420,500 (+123.36%) Land $31,500 Building $389,000
2021$3,785.00$18,826 Land $3,150 Building $15,676$188,260 Land $31,500 Building $156,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Astound Broadband.

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