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522 W Root St, Chicago, IL 60609 Property Records

Cook County property record for 522 W Root St, Chicago, IL 60609

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,600 sqft · built 2014
Lot Size0.071 acres (3,075 sqft)
OwnerIndividual Name on File
Last Sale$408,000 (Apr 2017)
Tax Bill$6,896 (2023)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-04-115-036

Property Details

APN / Parcel Number

Primary APN20-04-115-036
Alternative APN
  • 20-04-115-036-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,600 sqft Living Area

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2016
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,075 sqft (0.071 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address522 W ROOT ST
CityCHICAGO
StateIL
Zip60609-2732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT-4
Legal Range14E
Legal Township38N
Legal Section04
Legal SubdivisionTAYLOR & KREIGHS SUB
Legal Block6
Legal Lot Number33-37
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1011
Census Tract842600

Owner

Source: Cook County records · APN 20-04-115-036

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address522 W ROOT ST, CHICAGO, IL 60609-2732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Mar 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
LEADERONE FIN'L
Apr 18, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LEADERONE FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 18, 2017 · Amount on Record
Deed SaleApr 18, 2017 · Amount on Record
Prior SaleSep 26, 2014 · Amount on Record
Deed Document Number201746009
Last Transfer DateAug 26, 2021
Transfer Doc0000019050
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateSep 01, 2021
Property Address522 W ROOT ST, CHICAGO, IL 60609-2732
Document Number0024419050
Instrument DateAug 26, 2021
Instrument2124419050
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyJETT TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address522 W ROOT ST, 522, CHICAGO, IL 60609-2732

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 W ROOT ST, CHICAGO, IL 60609-2732

Mortgage

Document Number0024419051
DateSep 01, 2021
Instrument2124419051
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2036
Interest
Rate TypeFixed Rate
Rate2.25%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address522 W ROOT ST, CHICAGO, IL 60609-2732
Document Number2020213306
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedAug 04, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 W ROOT ST CHICAGO IL 606092732, CHICAGO, IL 60609-2732

Mortgage

Document Number2020213306
DateJul 20, 2020
Instrument20213306
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 19, 2040
Interest
Rate TypeFixed Rate
Rate3.37%

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 18, 2017
Property Address522 W ROOT ST, CHICAGO, IL 60609-2732
Document Number1710846009
Instrument DateApr 10, 2017
Instrument10846009
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$408.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 W ROOT ST CHICAGO IL 606092732, CHICAGO, IL 60609-2732

Mortgage

Document Number1710846010
DateApr 18, 2017
Instrument10846010
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$54,720 (+52%) Land $2,460 Building $52,260$547,200 (+52%) Land $24,600 Building $522,600
2023$6,896.00 (+2.91%)
2022$6,701.00 (+2.01%) Homeowner's exemption$36,000 (-) Land $3,075 Building $32,925$360,000 (-) Land $30,750 Building $329,250
2021$6,569.00 Homeowner's exemption$36,000 Land $3,075 Building $32,925$360,000 Land $30,750 Building $329,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 587 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0316000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICAGO
serves 2,721,308 people
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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