Jackson County property record for 526 Concho Mtn, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,644 sqft · built 1971 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (Aug 2017) |
| Tax Bill | $928 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7544-76-9666 |
| Primary APN | 7544-76-9666 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,644 sqft Heated Area |
| 1st Floor Area | 822 sqft |
| Basement Area | 822 sqft |
| Finished Basement | 822 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 526 CONCHO MTN |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF PINE CREEK RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950800 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 526 CONCHO MTN, CULLOWHEE, NC 28723-8828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2017 · Amount on Record |
| Deed Sale | Aug 14, 2017 · Amount on Record |
| Deed Book / Page | 2195 / 414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Aug 14, 2017 |
| Property Address | 526 CONCHO MTN, CULLOWHEE, NC 28723-8828 |
| Document Number | 0021950414 |
| Book / Page | 2195 / 414 |
| Map Reference | MB 368 PG 42 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2221 S KINGS AVE, 2221, BRANDON, FL 33511-7030 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2253, CASHIERS, NC 28717-2253 |
| Document Number | 0021950419 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 2195/419 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $244,319 (+44.98%) Land $78,530 Building $165,789 | |
| 2025 | $928.00 (+45%) | |
| 2023 | $640.00 | $168,520 Land $75,660 Building $92,860 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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