197 Concho Mtn, Cullowhee, NC 28723 Property Records

Jackson County property record for 197 Concho Mtn, Cullowhee, NC 28723

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1981
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$373 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`7544-77-8789`

Property Details

APN / Parcel Number

Primary APN	`7544-77-8789`
Alternative APN	`123795`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	192 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	197 CONCHO MTN
City	CULLOWHEE
State	NC
Zip	28723
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LT A OFF PINE CREEK RD
Legal Lot Number	A
Jurisdiction	JACKSON NC
Township / Civil Division	MOUNTAIN
Census Block Group	2
Census Block	2023
Census Tract	950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 FLORIDA BLVD, NEPTUNE BEACH, FL 32266-4974
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 23, 2026
Transfer Doc	2424001124
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 23, 2026
Property Address	197 CONCHO MTN, CULLOWHEE, NC 28723
Document Number	2424001124
Book / Page	2424 / 1124
Instrument Date	Jul 23, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 FLORIDA BLVD, NEPTUNE BEACH, FL 32266-4974

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 16, 2020
Property Address	197 CONCHO MTN, CULLOWHEE, NC 28723
Document Number	0022800311
Book / Page	002280 / 000311
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 FLORIDA BLVD NEPTUNE BEACH FL 322664974, NEPTUNE BEACH, FL 32266-4974

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$98,323 (-) Land $51,810 Building $46,513
2025	$373.00 (+39.7%)	$98,323 (+39.72%) Land $51,810 Building $46,513
2023	$267.00	$70,370 Land $48,590 Building $21,780

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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